St. Clair County property record for 4122 River Pointe Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,009 sqft · built 1999 |
| Lot Size | 0.442 acres (19,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Dec 2021) |
| Tax Bill | $3,114 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-575-0003-000 |
| Primary APN | 74-30-575-0003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,009 sqft Living Area |
| 1st Floor Area | 2,009 sqft |
| Basement Area | 2,009 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 19,254 sqft (0.442 acres) |
| Lot Dimensions | 211 ft deep x 91 ft wide |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4122 RIVER POINTE DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 8 RIVER POINTE ESTATES NO.2 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
Source: St. Clair County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4122 RIVER POINTE DR, SAINT CLAIR, MI 48079-3548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 25, 2022 | Intrafamily Transfer, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on Record |
| Deed Sale | Dec 7, 2021 · Amount on Record |
| Deed Document Number | 202134248 |
| Deed Book / Page | 5459 / 976 |
| Prior Transfer Date | Nov 12, 2021 |
| Prior Transfer Doc | 0005491950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4122 RIVER POINTE DR, SAINT CLAIR, MI 48079-3548 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000585934 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 5859/34 |
| Instrument | 2025019163 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 7, 2021 |
| Property Address | 4122 RIVER POINTE DR, SAINT CLAIR, MI 48079-3548 |
| Document Number | 0005459976 |
| Book / Page | 5459 / 976 |
| Map Reference | LB 100 PG 3&4 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021034248 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4122 RIVER POINTE DR, 4122, SAINT CLAIR, MI 48079-3548 |
| Name | Verified Name |
|---|---|
| Address | 717 APPLEGATE DR, MARYSVILLE, MI 48040-1592 |
| Document Number | 0005458305 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 5458/305 |
| Instrument | 2021033961 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 25, 2022 |
| Property Address | 4122 RIVER POINTE DR, SAINT CLAIR, MI 48079-3548 |
| Document Number | 0005491950 |
| Book / Page | 5491 / 950 |
| Map Reference | LB 100 PG 3&4 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2022004706 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4122 RIVER POINTE DR, SAINT CLAIR, MI 48079-3548 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,114.00 (-31.27%) Homeowner's exemption | $227,400 (+19%) | |
| 2024 | $4,531.00 (+7.83%) | $454,800 (+19%) | |
| 2023 | $191,100 | ||
| 2022 | $4,202.00 | $382,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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