4122 Easter Bay Ct, Des Moines, IA 50320 Property Records

Polk County property record for 4122 Easter Bay Ct, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,600 sqft · built 2004
Lot Size	0.25 acres (10,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Apr 2025)
Tax Bill	$5,638 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120/01300-144-000`

Property Details

APN / Parcel Number

Primary APN	`120/01300-144-000`
Alternative APN	`782424304016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	856 sqft
Upper Floors Area	744 sqft
Basement Area	838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,880 sqft (0.25 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	192 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4122 EASTER BAY CT
City	DES MOINES
State	IA
Zip	50320-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 EASTER BAY COLONY PLAT 3
Legal Subdivision	EASTER BAY COLONY PLAT 3
Legal Lot Number	4
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1001
Census Tract	10805

Owner

Source: Polk County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage GREENSTATE CU
Apr 30, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CU
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	202523459
Deed Book / Page	20119 / 133
Last Transfer Date	Jun 11, 2025
Transfer Doc	0000035141
Record Updated	Oct 29, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Jun 18, 2025
Property Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222
Document Number	0000035141
Book / Page	20176 / 661
Instrument Date	Jun 11, 2025
Instrument	2025-00035141
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222

Mortgage

Document Number	0000035142
Date	Jun 18, 2025
Instrument	2025-00035142

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 30, 2025
Property Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222
Document Number	0000023459
Book / Page	20119 / 133
Instrument Date	Apr 9, 2025
Instrument	2025-00023459
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222

Mortgage

Document Number	0000023460
Date	Apr 30, 2025
Instrument	2025-00023460

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

Mortgage

Document Number	0000023461
Date	Apr 30, 2025
Book Page	20119/149
Instrument	2025-00023461

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 28, 2021
Property Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222
Document Number	0000114332
Book / Page	18832 / 803
Instrument Date	Oct 21, 2021
Instrument	2021-00114332
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222

Mortgage

Document Number	0000114334
Date	Oct 28, 2021
Instrument	2021-00114334

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Mortgage

Document Number	0000114335
Date	Oct 28, 2021
Book Page	18832/828
Instrument	2021-00114335

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2036

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 11, 2018
Property Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222
Document Number	201800003122
Book / Page	16996 / 0773
Instrument Date	Jul 6, 2018
Instrument	2018-00003122
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222

Mortgage

Document Number	201800003124
Date	Jul 11, 2018
Instrument	2018-00003124

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4122 EASTER BAY CT, DES MOINES, IA 50320-2222
Document Number	0000087187
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 EASTER BAY CT DES MOINES IA 503202222, DES MOINES, IA 50320-2222

Mortgage

Document Number	0000087187
Date	May 14, 2018
Book Page	016918/000245
Instrument	87187

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,900 (+13.01%) Land $68,900 Building $255,000	$323,900 (+13.01%) Land $68,900 Building $255,000
2024	$5,638.00 (+2.06%)
2023		$286,600 Land $60,300 Building $226,300	$286,600 Land $60,300 Building $226,300
2020	$5,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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