Gaston County property record for 4121 Spool Ln, Belmont, NC 28012
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 2016 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Apr 2026) |
| Tax Bill | $3,884 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224369 |
| Primary APN | 224369 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Porch | Porch |
| Porch Area | 290 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4121 SPOOL LN |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3972 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | EAGLE PARK L 306 15 038 025 00 000 |
| Legal Subdivision | EAGLE PARK LOTS 299-310 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 32404 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4121 SPOOL LN, BELMONT, NC 28012-3972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage FORTIFIED TITLE |
| Apr 12, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Apr 12, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Book / Page | 5630 / 894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 4121 SPOOL LN, BELMONT, NC 28012-3972 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0052311708 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 5231/1708 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 4121 SPOOL LN, BELMONT, NC 28012-3972 |
| Document Number | 5630000894 |
| Book / Page | 5630 / 894 |
| Instrument Date | Apr 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | FORTIFIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,930.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4121 SPOOL LN, BELMONT, NC 28012-3972 |
| Document Number | 5630000897, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 5630/897 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 12, 2018 |
| Property Address | 4121 SPOOL LN, BELMONT, NC 28012-3972 |
| Document Number | 0049710369 |
| Book / Page | 4971 / 0369 |
| Map Reference | MB 84 PG 54 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2707 N 118TH ST, 2707, OMAHA, NE 68164-9672 |
| Name | Verified Name |
|---|---|
| Address | 4121 SPOOL LN, BELMONT, NC 28012-3972 |
| Document Number | 0049710372 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 4971/0372 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 12, 2018 |
| Property Address | 4121 SPOOL LN, BELMONT, NC 28012-3972 |
| Document Number | 0049710366 |
| Book / Page | 004971 / 000366 |
| Instrument Date | Feb 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $530.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2707 N 118TH ST OMAHA NE 681649672, OMAHA, NE 68164-9672 |
| Investor | Possibly a Property Investor |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,884.00 | $368,520 (-) Land $38,000 Building $330,520 | |
| 2025 | $3,884.00 (-1.02%) | $368,520 (-) Land $38,000 Building $330,520 | |
| 2023 | $3,924.00 | $368,520 Land $38,000 Building $330,520 | |
| 2021 | $230,660 Land $38,000 Building $192,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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