4121 5th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 4121 5th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Commercial
Details	9,440 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Tax Bill	$14,916 (2026)
Deeds & Mortgages	Aug 2019 Transfer Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-43785-0000`

Property Details

APN / Parcel Number

Primary APN	`82-43785-0000`

Interior

Stories	1 Story
Building Area	9,440 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Width	257 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	4121 5TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-3769
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	I3
Legal Description	1.00A P/O E2SW4 COM N LN RR ROW 33' W OF E LN SW4-N 329'- W 22.27'-S19D W 97.69'-S39D W 319.48' TO RR ROW-E 257.45' TO POB
Legal Range	28W
Legal Township	124
Legal Section	09
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1029
Census Tract	701

Owner

4121 5th St N, a commercial property, is owned by a company that acquired it in January 2019.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	708 RIVERSIDE AVE N, SARTELL, MN 56377-1520
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 11, 2019
Transfer Doc	00A1537035
Record Updated	Jun 8, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 13, 2019
Property Address	4121 5TH ST N, SAINT CLOUD, MN 56303-3769
Document Number	00A1550049
Instrument Date	Aug 9, 2019
Instrument	A1550049
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 6TH AVE N, SARTELL, MN 56377-1475

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 18, 2019
Property Address	4121 5TH ST N, SAINT CLOUD, MN 56303-3769
Document Number	00A1537036
Instrument Date	Jan 11, 2019
Instrument	A1537036
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 18, 2019
Property Address	4121 5TH ST N, SAINT CLOUD, MN 56303-3769
Document Number	00A1537035
Instrument Date	Jan 11, 2019
Instrument	A1537035
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2008 6TH AVE N, SARTELL, MN 56377-1475

Tax Assessment & Valuation

The 2026 property tax bill for 4121 5th St N was $14,916.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,916.00
2025		$490,200 Land $108,900 Building $381,300	$490,200 Land $108,900 Building $381,300
2024	$12,866.00 (+9.07%)
2023	$11,796.00	$425,000 Land $108,900 Building $316,100	$425,000 Land $108,900 Building $316,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4121 5th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4121 5th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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