Monroe County property record for 4120 White Rd, Spencer, IN 47460
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,272 sqft · built 2009 |
| Lot Size | 31.3 acres (1,367,348 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,884 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 007-10070-01 |
| Primary APN | 007-10070-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,272 sqft Living Area |
| 1st Floor Area | 5,272 sqft |
| Attic | Attic |
| Attic Area | 1,500 sqft |
| Basement Area | 2,743 sqft |
| Finished Basement | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 1,367,348 sqft (31.3 acres) |
| Garage Type | Mixed |
| Garage Area | 2,910 sqft |
| Parking Spaces | 10 Parking Spaces |
| Pool Area | 510 sqft |
| Gazebo | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 007-10070-01 |
|---|---|
| Street Address | 4120 WHITE RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-5214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AGRR |
| Legal Description | WILD CRANE OVERLOOK LOT 1 (20.64A CLFW) |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1301 |
Source: Monroe County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4120 WHITE RD, SPENCER, IN 47460-5214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2007 |
| Transfer Doc | 2007002610 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Richland Township |
| Unified School District | Richland-Bean Blossom Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,884.00 (-11.02%) | $798,200 (+0.49%) Land $54,500 Building $743,700 | $798,200 (+0.49%) Land $54,500 Building $743,700 |
| 2024 | $7,737.00 (-6.38%) | ||
| 2023 | $794,300 (+2.24%) Land $44,000 Building $750,300 | $794,300 (+2.24%) Land $44,000 Building $750,300 | |
| 2022 | $8,264.00 Homeowner's exemption | $776,900 Land $43,200 Building $733,700 | $776,900 Land $43,200 Building $733,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2013–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana Rural Electric Membership Fiber | 1,000 / 1,000 |
| Smithville Holding Company Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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