4120 Wareham Rd, Shelby, OH 44875 Property Records

Richland County property record for 4120 Wareham Rd, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1955
Lot Size	1.69 acres (74,008 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Aug 1999)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`016-32-259-17-002`

Property Details

APN / Parcel Number

Primary APN	`016-32-259-17-002`
Alternative APN	`00008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	884 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	74,008 sqft (1.69 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	840 sqft
Deck Area	260 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4120 WAREHAM RD
City	SHELBY
State	OH
Zip	44875-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW A 1.699 LT 9 PT
Legal Lot Number	9
Jurisdiction	RICHLAND OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2003
Census Tract	2700

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4120 WAREHAM RD, SHELBY, OH 44875-8642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
May 25, 2011	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Sep 30, 2013	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Feb 16, 2023	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 1999 · Amount on File
Deed Sale	Aug 26, 1999 · Amount on File
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	4120 WAREHAM RD, SHELBY, OH 44875-8642
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 WAREHAM RD, SHELBY, OH 44875-8642

Mortgage

Document Number	003036/343
Date	Dec 9, 2025
Book Page	3036/343
Instrument	202500013397

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	4120 WAREHAM RD, SHELBY, OH 44875-8642
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02056/0480
Date	May 25, 2011
Book Page	2056/0480
Instrument	201100005644

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	4120 WAREHAM RD, SHELBY, OH 44875-8642
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02263/0117
Date	Sep 30, 2013
Book Page	2263/0117
Instrument	201300013174

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2028

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	4120 WAREHAM RD, SHELBY, OH 44875-8642
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002786/808
Date	May 26, 2020
Book Page	2786/808
Instrument	202000005632

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RICHLAND OH
Recording Date	Feb 16, 2023
Property Address	4120 WAREHAM RD, SHELBY, OH 44875-8642
Document Number	03000/4471
Book / Page	3000 / 4471
Instrument Date	Feb 6, 2023
Instrument	202300001489
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 WAREHAM RD, SHELBY, OH 44875-8642

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	4120 WAREHAM RD, SHELBY, OH 44875-8642
Transaction Type	Mortgage
Record Updated	Jun 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2786/808
Date	May 26, 2020
Book Page	2786/808
Instrument	202000005632

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Jackson Township
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (+0.06%)	$44,640 (-) Land $9,070 Building $35,570
2024	$1,733.00 (-0.23%)	$44,640 (-) Land $9,070 Building $35,570
2023	$1,737.00 (+12.87%)	$44,640 (+26.32%) Land $9,070 Building $35,570	$127,530 (+26.32%) Land $25,910 Building $101,620
2022	$1,539.00	$35,340 Land $8,760 Building $26,580
2020			$100,960 Land $25,030 Building $75,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1987–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Watch TV.

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