4120 W Cambridge Ave, Visalia, CA 93277 Property Records

Tulare County property record for 4120 W Cambridge Ave, Visalia, CA 93277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,367 sqft · built 1976
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`087-170-037-000`

Property Details

APN / Parcel Number

Primary APN	`087-170-037-000`
Alternative APNs	`087-170-037` `08717037000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
1st Floor Area	1,367 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	087-170-037
Street Address	4120 W CAMBRIDGE AVE
City	VISALIA
State	CA
Zip	93277-3966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	PAR 2 PM 9-68 IN SE/4 35-18-24
Legal Subdivision	CITY OF VISALIA
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2014
Census Tract	2009

Owner

4120 W Cambridge Ave is owned and occupied by two individuals who acquired it in September 2019.

Source: Tulare County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4120 W CAMBRIDGE AVE, VISALIA, CA 93277-3966
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 11, 2019	Quit Claim Deed, Transfer · FHA Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019
Deed Sale	Sep 11, 2019
Prior Sale	Oct 29, 2015 · Amount on File
Deed Document Number	201950147
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0000050147
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Recording Date	Jul 21, 2026
Property Address	4120 W CAMBRIDGE AVE, VISALIA, CA 93277-3966
Document Number	0000035445
Instrument Date	Jul 13, 2026
Instrument	202635445
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 W CAMBRIDGE AVE, VISALIA, CA 93277-3966

Mortgage

Document Number	0000035445,
Date	Jul 21, 2026
Instrument	202635445

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	4120 W CAMBRIDGE AVE, VISALIA, CA 93277-3966
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 W CAMBRIDGE AVE, VISALIA, CA 93277-3966

Mortgage

Document Number	0000001646
Date	Jan 10, 2022
Instrument	2022-0001646

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULARE CA
Recording Date	Sep 11, 2019
Property Address	4120 W CAMBRIDGE AVE, VISALIA, CA 93277-3966
Document Number	0000050147
Instrument Date	Sep 4, 2019
Instrument	50147
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4120 W CAMBRIDGE AVE VISALIA CA 932773966, VISALIA, CA 93277-3966

Mortgage

Document Number	50148
Date	Sep 11, 2019
Instrument	50148

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4120 W Cambridge Ave was $2,034 with a homeowner's exemption, up 3% from the year before.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$198,023 (+2%) Land $48,298 Building $149,725
2025	$2,034.00 (+2.99%) Homeowner's exemption	$194,141 Land $47,351 Building $146,790
2024	$1,975.00 (+2.92%)
2023	$1,919.00 (+3.28%) Homeowner's exemption	$186,604 Land $45,513 Building $141,091
2022	$1,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4120 W Cambridge Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4120 W Cambridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Wireless Internet Services Fixed Wireless	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: Cal.net, T-Mobile, Verizon.

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