4120 Terra Dr, Indianapolis, IN 46237 Property Records

Marion County property record for 4120 Terra Dr, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,736 sqft · built 1973
Lot Size	1.33 acres (58,283 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (May 2018)
Tax Bill	$3,905 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-32-105-008.000-500`

Property Details

APN / Parcel Number

Primary APN	`49-10-32-105-008.000-500`
Alternative APN	`5015469`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	3,357 sqft
1st Floor Area	2,736 sqft
Upper Floors Area	840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	58,283 sqft (1.33 acres)
Lot Dimensions	333 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4120 TERRA DR
City	INDIANAPOLIS
State	IN
Zip	46237-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAU TERRA ADD L3
Legal Subdivision	BEAU TERRA ADD
Legal Lot Number	3
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1024
Census Tract	380404

Owner

Source: Marion County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4120 TERRA DR, INDIANAPOLIS, IN 46237-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE CITY BANK
Feb 12, 2021	Intrafamily Transfer, Transfer
May 31, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	201853572
Last Transfer Date	Feb 12, 2021
Transfer Doc	0000019703
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4120 TERRA DR, INDIANAPOLIS, IN 46237-1304
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019403
Date	Mar 10, 2026
Instrument	A202600019403

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4120 TERRA DR, INDIANAPOLIS, IN 46237-1304
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049330
Date	Apr 28, 2022
Instrument	A202200049330

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	Other

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IN
Recording Date	Feb 12, 2021
Property Address	4120 TERRA DR, INDIANAPOLIS, IN 46237-1304
Document Number	0000019703
Instrument Date	Feb 12, 2021
Instrument	A202100019703
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 N EWING ST, INDIANAPOLIS, IN 46201-2233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 TERRA DR, INDIANAPOLIS, IN 46237-1304

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	May 31, 2018
Property Address	4120 TERRA DR, INDIANAPOLIS, IN 46237-1304
Document Number	0000053572
Instrument Date	May 25, 2018
Instrument	53572
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4120 TERRA DR INDIANAPOLIS IN 462371304, INDIANAPOLIS, IN 46237-1304

Mortgage

Document Number	53573
Date	May 31, 2018
Instrument	53573

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,100 (+18.56%) Land $32,500 Building $322,600	$355,100 (+18.56%) Land $32,500 Building $322,600
2024	$3,905.00 (-48.72%)
2023	$7,615.00 (+9.16%)	$299,500 (+9.79%) Land $30,800 Building $268,700	$299,500 (+9.79%) Land $30,800 Building $268,700
2022	$6,976.00 Homeowner's exemption	$272,800 Land $30,800 Building $242,000	$272,800 Land $30,800 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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