4120 Stewart Rd, Lima, OH 45801 Property Records

Allen County property record for 4120 Stewart Rd, Lima, OH 45801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,390 sqft · built 1949
Lot Size1.41 acres (61,420 sqft)
OwnerIndividual Name on File
Last Sale$6,800 (Mar 1981)
Tax Bill$1,826 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN37-0900-02-015.001

Property Details

APN / Parcel Number

Primary APN37-0900-02-015.001
Alternative APN
  • H2737090002015001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,390 sqft Living Area
Gross Area1,918 sqft
1st Floor Area862 sqft
Upper Floors Area528 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area61,420 sqft (1.41 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces4 Parking Spaces
Deck Area56 sqft
Patio Area160 sqft
Canopy144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address4120 STEWART RD
CityLIMA
StateOH
Zip45801-1334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 RTS 07-03-09
JurisdictionALLEN OH
Township / Civil DivisionBATH
Census Block Group1
Census Block1016
Census Tract11302

Owner

4120 Stewart Rd is owned and occupied by an individual who acquired it in May 2006.

Source: Allen County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address4120 STEWART RD, LIMA, OH 45801-1334
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1981 · Amount on File
Deed SaleMar 1, 1981 · Amount on File
Last Transfer DateMay 9, 2006
Transfer Doc6080002540
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address4120 STEWART RD, LIMA, OH 45801-1334
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12140017333
DateDec 14, 2021
Book Page2021/17333
Instrument202112140017333
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON
TypeBank
AddressBLUFFTON, OH 45817
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueDec 30, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4120 Stewart Rd was $1,826, down 0.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionBath Township
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,826.00 (-0.44%)$42,040 (-) Land $7,420 Building $34,620$120,100 (-) Land $21,200 Building $98,900
2024$1,834.00 (-12.08%) Homeowner's exemption$42,040 (+17.99%) Land $7,420 Building $34,620$120,100 Land $21,200 Building $98,900
2023$2,086.00 (+3.32%) Homeowner's exemption$35,630 (+4.82%) Land $6,300 Building $29,330
2022$2,019.00 Homeowner's exemption$33,990 Land $6,300 Building $27,690
2021$101,800 Land $18,000 Building $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 Stewart Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Stewart Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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