4120 S Berkeley Ave, Chicago, IL 60653 Property Records

Cook County property record for 4120 S Berkeley Ave, Chicago, IL 60653

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,079 sqft · built 2019
Lot Size	0.04 acres (1,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jan 2023)
Tax Bill	$9,378 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-116-014`

Property Details

APN / Parcel Number

Primary APN	`20-02-116-014`
Alternative APN	`20-02-116-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,079 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	1,725 sqft (0.04 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4120 S BERKELEY AVE
City	CHICAGO
State	IL
Zip	60653-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-5
Legal Description	(SUBDIVISION)LTS77-80 WTH PUB ALLY LYG E & NE & ADJ S D LT77 FERRY FARWELL TURNER BOND RESUB BLK3 BAYARD & PALMER ADD SUB 11.
Legal Range	14E
Legal Township	38N
Legal Section	02
Legal Subdivision	PALMER ADD SUB
Legal Block	3
Legal Lot Number	77-80
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2007
Census Tract	836400

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 28, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Nov 1, 2017	Trustee's Deed, Construction Loan · Line of Credit LINCOLNWAY CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	202333082
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000033162
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010

Mortgage

Document Number	0035720322
Date	Dec 23, 2025
Instrument	2535720322

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 13, 2023
Property Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010
Document Number	0001333082
Instrument Date	Dec 10, 2022
Instrument	2301333082
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010

Mortgage

Document Number	0001333083
Date	Jan 13, 2023
Instrument	2301333083

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	May 20, 2021
Property Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010
Document Number	0014033162
Instrument Date	Apr 29, 2021
Instrument	2114033162
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010

Mortgage

Document Number	0014033163
Date	May 20, 2021
Instrument	2114033163

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010
Document Number	2031007623
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4120 S BERKELEY AVE CHICAGO IL 606533010, CHICAGO, IL 60653-3010

Mortgage

Document Number	2031007623
Date	Nov 5, 2020
Instrument	31007623

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Interest

Rate Type	Fixed Rate

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Nov 1, 2017
Property Address	4120 S BERKELEY AVE, CHICAGO, IL 60653-3010
Document Number	1730546028
Instrument Date	Oct 24, 2017
Instrument	30546028
Transaction Type	Construction Loan
Record Updated	Nov 8, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 E WAVERLY CT ARLINGTON HEIGHTS IL 600043437, ARLINGTON HEIGHTS, IL 60004-3437

Mortgage

Document Number	1730546028
Date	Nov 1, 2017
Instrument	30546028

Lender

Name	LINCOLNWAY CMNTY BK
Type	Bank
Address	NEW LENOX, IL 60451

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,101 (+17.82%) Land $6,038 Building $50,063	$561,010 (+17.82%) Land $60,380 Building $500,630
2023	$9,378.00 (+2.85%)
2022	$9,118.00	$47,617 Land $6,037 Building $41,580	$476,170 Land $60,370 Building $415,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Zentro.

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