4120 Rutledge Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4120 Rutledge Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,932 sqft · built 1990
Lot Size0.253 acres (11,012 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Sep 2005)
Tax Bill$6,777 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN245-0232-016-0000

Property Details

APN / Parcel Number

Primary APN245-0232-016-0000
Alternative APN
  • 24502320010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,932 sqft Living Area
1st Floor Area1,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area11,012 sqft (0.253 acres)
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4120 RUTLEDGE WAY
CityCARMICHAEL
StateCA
Zip95608-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionNULL
Legal SubdivisionPARCEL MAP
Legal Lot Number1
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2002
Census Tract7906

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4120 RUTLEDGE WAY, CARMICHAEL, CA 95608-2427
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Feb 26, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2005 · Amount on Record
Deed SaleSep 22, 2005 · Amount on Record
Prior SaleMar 28, 2003 · Amount on Record
Deed Book / Page20050922 / 2168
Last Transfer DateFeb 20, 2020
Transfer Doc2260000001466
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4120 RUTLEDGE WAY, CARMICHAEL, CA 95608-2427
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 RUTLEDGE WAY, CARMICHAEL, CA 95608-2427

Mortgage

Document Number0000000628
DateMay 18, 2021
Instrument202105180628
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 26, 2020
Property Address4120 RUTLEDGE WAY, CARMICHAEL, CA 95608-2427
Document Number2002261466
Instrument DateFeb 20, 2020
Instrument2002261466
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4120 RUTLEDGE WAY CARMICHAEL CA 956082427, CARMICHAEL, CA 95608-2427

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$580,000 (+3.57%) Land $145,000 Building $435,000
2025$6,777.00 (+1.97%)$560,000 (+3.9%) Land $145,000 Building $415,000
2024$6,646.00 (+1.65%)
2023$6,538.00 (+0.05%)$539,000 Land $130,000 Building $409,000
2022$6,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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