4120 Ross Dr, Ogden, UT 84403 Property Records

Weber County property record for 4120 Ross Dr, Ogden, UT 84403

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,799 sqft · built 1985
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$831,915 (Nov 2024)
Tax Bill	$5,027 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-089-0021`

Property Details

APN / Parcel Number

Primary APN	`06-089-0021`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4120 ROSS DR
City	OGDEN
State	UT
Zip	84403-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 23, BEUS HILLS SUBDIVISION, OGDEN CITY, WEBER COUNTY, UTAH. [SUBJECT TO AN EASEMENT FOR THE USE OF ENCROACHING
Legal Range	1W
Legal Township	5N
Legal Section	10
Legal Subdivision	BEUS HILLS SUBDIVISION
Legal Lot Number	22-23
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	4
Census Block	4006
Census Tract	201500

Owner

4120 Ross Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4120 ROSS DR, OGDEN, UT 84403-3261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage LIFETIME HOME LOANS LLC
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on File
Deed Sale	Nov 25, 2024 · Amount on File
Prior Sale	Apr 21, 2017 · Amount on File
Deed Document Number	20243348902
Prior Transfer Date	Mar 21, 2011
Prior Transfer Doc	0002520095
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	4120 ROSS DR, OGDEN, UT 84403-3261
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	METRO NATIONAL TITLE, METRO NATIONAL TITLE ASSC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 ROSS DR, OGDEN, UT 84403-3261

Mortgage

Document Number	0003397058
Date	Dec 12, 2025
Instrument	3397058

Lender

Name	LIFETIME HOME LOANS LLC
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	4120 ROSS DR, OGDEN, UT 84403-3261
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003140355
Date	Apr 1, 2021
Instrument	3140355

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Apr 21, 2017
Property Address	4120 ROSS DR, OGDEN, UT 84403-3261
Document Number	0002853215
Instrument Date	Apr 19, 2017
Instrument	2853215
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4120 ROSS DR OGDEN UT 844033261, OGDEN, UT 84403-3261

Mortgage

Document Number	2853226
Date	Apr 21, 2017
Instrument	2853226

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4120 Ross Dr was $5,027, up 5% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,027.00 (+5.01%)	$722,037 (+8.14%) Land $278,183 Building $443,854	$722,037 (+8.14%) Land $278,183 Building $443,854
2025	$4,787.00	$667,658 Land $234,202 Building $433,456	$667,658 Land $234,202 Building $433,456
2023	$4,917.00	$377,850 Land $128,811 Building $249,039	$687,000 Land $234,202 Building $452,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4120 Ross Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Ross Dr is high, ranking above 82% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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