4120 Roberts Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 4120 Roberts Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,400 sqft · built 1996
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Apr 2023)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`57000-00-061.01`

Property Details

APN / Parcel Number

Primary APN	`57000-00-061.01`
Alternative APNs	`77909` `93699`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Unfinished Basement	1,600 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,794 sqft (1.74 acres)
Garage Type	Attached
Garage Area	3,168 sqft
Driveway	Gravel Driveway
Parking Spaces	8 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	93699
Street Address	4120 ROBERTS RD
City	BARDSTOWN
State	KY
Zip	40004-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	MINOR PLAT TR 1A PC16-154
Legal Subdivision	MINOR PLAT
Legal Tract	1A
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1025
Census Tract	930500

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4120 ROBERTS RD, BARDSTOWN, KY 40004-9446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	20234296
Deed Book / Page	591 / 357
Prior Transfer Date	Jul 8, 2015
Prior Transfer Doc	00D510/591
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4120 ROBERTS RD, BARDSTOWN, KY 40004-9321
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42040 KAFFIRBOOM CT, TEMECULA, CA 92591-3817

Mortgage

Document Number	0M1420/280
Date	Apr 26, 2023
Book Page	M1420/280
Instrument	2023004297

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NELSON KY
Recording Date	Jan 24, 2022
Property Address	4120 ROBERTS RD, BARDSTOWN, KY 40004-9321
Document Number	00D578/222
Book / Page	D578 / 222
Map Reference	CAB 17 SL 191
Instrument Date	Dec 30, 2021
Instrument	2022000882
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$12.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5916 OAKDALE LN, LOUISVILLE, KY 40219-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 ROBERTS RD, BARDSTOWN, KY 40004-9321

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,811.00 (+19.54%)	$385,000 (+28.76%) Land $20,180 Building $364,820	$385,000 (+28.76%) Land $20,180 Building $364,820
2023	$3,188.00	$299,000	$299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: kywimax.

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