Rutherford County property record for 4120 Reed Downs Dr, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,249 sqft · built 1991 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Mar 2018) |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070P-A-005.00-000 |
| Primary APN | 070P-A-005.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 1,249 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 22,500 sqft (0.517 acres) |
| Lot Dimensions | 225 ft deep x 110 ft wide |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0041756 |
|---|---|
| Street Address | 4120 REED DOWNS DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-0302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 110X225 |
| Legal Subdivision | REED DOWNS SEC 1 |
| Legal Lot Number | 36 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 40901 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4120 REED DOWNS DR, MURFREESBORO, TN 37129-0302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI IBERIABANK |
| Mar 13, 2018 | Warranty Deed, Transfer · FHA Mortgage IBERIABANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2018 · Amount on Record |
| Deed Sale | Mar 13, 2018 · Amount on Record |
| Prior Sale | Jul 14, 2015 · Amount on Record |
| Deed Document Number | 20182135229 |
| Deed Book / Page | 1656 / 1539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4120 REED DOWNS DR, MURFREESBORO, TN 37129-0302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023181000 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 2318/1000 |
| Instrument | 2483022 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 4120 REED DOWNS DR, MURFREESBORO, TN 37129-0302 |
| Document Number | RB18892040 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | SIGNATURE TITLE, SIGNATURE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4120 REED DOWNS DR MURFREESBORO TN 371290302, MURFREESBORO, TN 37129-0302 |
| Document Number | RB18892040 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 001889/002040 |
| Instrument | 2268471 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 13, 2018 |
| Property Address | 4120 REED DOWNS DR, MURFREESBORO, TN 37129-0302 |
| Document Number | RB16561539 |
| Book / Page | 001656 / 001539 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 2135229 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4120 REED DOWNS DR MURFREESBORO TN 371290302, MURFREESBORO, TN 37129-0302 |
| Document Number | RB16561542 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 001656/001542 |
| Instrument | 2135230 |
| Name | IBERIABANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2048 |
| Document Number | RB16561554, |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 001656/001554 |
| Instrument | 2135231 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | NASHVILLE, TN 37243-0200 |
| Amount | Amount Recorded |
|---|
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,575 (+28.19%) Land $27,500 Building $52,075 | $318,300 (+28.19%) Land $110,000 Building $208,300 | |
| 2025 | $1,165.00 | $62,075 (-) Land $13,750 Building $48,325 | |
| 2023 | $1,165.00 | $62,075 Land $13,750 Building $48,325 | $248,300 (-) Land $55,000 Building $193,300 |
| 2022 | $248,300 Land $55,000 Building $193,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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