4120 Pierce St, Gary, IN 46408 Property Records

Lake County property record for 4120 Pierce St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,270 sqft · built 1954
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on File
Tax Bill	$688 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0124-0018`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0124-0018`
Alternative APNs	`45-08-28-304-016.000-004` `254601240018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,270 sqft Living Area
Basement Area	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0124-0018
Old Parcel Number	254601240018
Street Address	4120 PIERCE ST
City	GARY
State	IN
Zip	46408-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND SUB. OAKINGTON PARK N. 40FT. L.2 BL.1
Legal Subdivision	2ND SUB OAKINGTON PARK
Legal Block	1
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3002
Census Tract	12500

Owner

4120 Pierce St is owned and occupied by an individual who acquired it in October 2019.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4120 PIERCE ST, GARY, IN 46408-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Oct 4, 2019	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019
Deed Sale	Oct 4, 2019
Prior Sale	Oct 4, 2019
Deed Document Number	2019 068217
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4120 PIERCE ST, GARY, IN 46408-2546
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002736
Date	Jan 29, 2024
Instrument	2024-502736

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 4, 2019
Property Address	4120 PIERCE ST, GARY, IN 46408-2546
Document Number	0000068217
Map Reference	MB 11 PG 32
Instrument Date	Oct 2, 2019
Instrument	2019 068217
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 PIERCE ST, GARY, IN 46408-2546

Mortgage

Document Number	0000068218
Date	Oct 4, 2019
Instrument	2019 068218

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,100 Land $6,700 Building $94,400	$101,100 Land $6,700 Building $94,400
2024	$688.00
2023		$51,900 (+21.55%) Land $6,500 Building $45,400	$51,900 (+21.55%) Land $6,500 Building $45,400
2022	$468.00 Homeowner's exemption	$42,700 Land $2,400 Building $40,300	$42,700 Land $2,400 Building $40,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 Pierce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Pierce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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