4120 N Oakley Ave, Chicago, IL 60618 Property Records

Cook County property record for 4120 N Oakley Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,678 sqft · built 2005
Lot Size	0.071 acres (3,100 sqft)
Owner	Individual Name on File
Last Sale	$1,080,000 (Aug 2012)
Tax Bill	$22,931 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-316-040`

Property Details

APN / Parcel Number

Primary APN	`14-18-316-040`
Alternative APN	`14-18-316-040-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,678 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,100 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4120 N OAKLEY AVE
City	CHICAGO
State	IL
Zip	60618-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(RUDOLPHS) SUB OF BLKS6-7 OF W B OGDENS SUB OF SW SEC 18-40-14
Legal Range	14E
Legal Township	40N
Legal Section	18
Legal Subdivision	RUDOLPHS SUB
Legal Block	6,7
Legal Lot Number	442
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3004
Census Tract	50200

Owner

4120 N Oakley Ave is owned and occupied by an individual who bought it in August 2012.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4120 N OAKLEY AVE, CHICAGO, IL 60618-2926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Nov 23, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Apr 3, 2020	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2012 · Amount on File
Deed Sale	Aug 21, 2012 · Amount on File
Prior Sale	Aug 15, 2008 · Amount on File
Deed Document Number	201219073
Prior Transfer Date	Sep 13, 2006
Prior Transfer Doc	0000013093
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4120 N OAKLEY AVE, CHICAGO, IL 60618-2926
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003806267
Date	Feb 7, 2023
Instrument	2303806267

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4120 N OAKLEY AVE, CHICAGO, IL 60618-2926
Document Number	2100701118
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 N OAKLEY AVE CHICAGO IL 606182926, CHICAGO, IL 60618-2926

Mortgage

Document Number	2100701118
Date	Jan 7, 2021
Instrument	701118

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4120 N OAKLEY AVE, CHICAGO, IL 60618-2926
Document Number	2011107225
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 N OAKLEY AVE CHICAGO IL 606182926, CHICAGO, IL 60618-2926

Mortgage

Document Number	2011107225
Date	Apr 20, 2020
Instrument	11107225

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,347 Land $34,565 Building $102,782	$1,373,470 Land $345,650 Building $1,027,820
2023	$22,931.00 (+2.68%)
2022	$22,332.00 Homeowner's exemption	$112,000 Land $27,900 Building $84,100	$1,120,000 Land $279,000 Building $841,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4120 N Oakley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4120 N Oakley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Zentro.

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