4120 N County Rd, Gulf Stream (Delray Beach), FL 33483 Property Records

Palm Beach County property record for 4120 N County Rd, Gulf Stream, FL 33483

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,710 sqft · built 1993
Lot Size	0.321 acres (13,974 sqft)
Owner	2 Individual Names on File
Last Sale	$1,790,000 (Jun 2020)
Tax Bill	$25,446 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-43-45-34-14-000-0040`

Property Details

APN / Parcel Number

Primary APN	`20-43-45-34-14-000-0040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,710 sqft Living Area
Gross Area	4,588 sqft
1st Floor Area	2,506 sqft
Upper Floors Area	1,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Concrete
Lot Area	13,974 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Pool Area	90 sqft
Porch	Finished/Open Porch
Porch Area	246 sqft
Deck Area	196 sqft
Patio Area	426 sqft
Balcony Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4120 N COUNTY RD
City	GULF STREAM
State	FL
Zip	33483-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-N/S
Legal Description	GULFSTREAM CO PL SHOWING PROPERTY OF N 100 FT OF S 1005.43 FT E 140 FT OF PT OF PL IN 34-45-43
Legal Range	43E
Legal Township	45S
Legal Section	34
Legal Subdivision	GULFSTREAM CO PL SHOWING PROPERTY OF
Legal Lot Number	2
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1010
Census Tract	5411

Owner

4120 N County Rd is owned and occupied by two individuals who acquired it in July 2021.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4120 N COUNTY RD, DELRAY BEACH, FL 33483-7512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SILICON VALLEY BANK
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK
Aug 9, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Oct 21, 1998 · Amount on File
Deed Document Number	2020205202
Deed Book / Page	31496 / 145
Last Transfer Date	Jul 29, 2021
Transfer Doc	0327611045
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Aug 9, 2021
Property Address	4120 N COUNTY RD, GULF STREAM, FL 33483-7512
Document Number	0327611045
Book / Page	32761 / 1045
Instrument Date	Jul 29, 2021
Instrument	20210368542
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4120 N COUNTY RD, 4120, GULF STREAM, FL 33483-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4120 N COUNTY RD, GULF STREAM, FL 33483-7512

Mortgage

Document Number	327611047
Date	Aug 9, 2021
Instrument	32761/1047

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.25%
Index	Other
Max Rate	7.25%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 15, 2020
Property Address	4120 N COUNTY RD, GULF STREAM, FL 33483-7512
Document Number	0314960145
Book / Page	31496 / 145
Instrument Date	May 30, 2020
Instrument	20200205202
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	MERIDIAN INTL TTL SVCS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 S OCEAN BLVD # BLVD2A, 2150, DELRAY BEACH, FL 33483-6450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4120 N COUNTY RD, DELRAY BEACH, FL 33483-7512

Mortgage

Document Number	0031496147
Date	Jun 15, 2020
Instrument	31496/147

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	9%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4120 N COUNTY RD, GULF STREAM, FL 33483-7512
Document Number	0292991002
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 N COUNTY RD GULF STREAM FL 334837512, GULF STREAM, FL 33483-7512

Mortgage

Document Number	0292991002
Date	Aug 18, 2017
Book Page	029299/001002
Instrument	300269

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4120 N County Rd was $25,446 with a homeowner's exemption, up 2.5% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Gulf Stream Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,446.00 (+2.55%) Homeowner's exemption	$1,624,670	$3,337,545 Land $2,516,007 Building $821,538
2024	$24,814.00 (+2.17%)
2023	$24,288.00 (+0.6%) Homeowner's exemption	$1,539,290 (+3%)	$2,968,797 (+38.27%) Land $2,098,139 Building $870,658
2022	$24,143.00 Homeowner's exemption	$1,494,456	$2,147,045 Land $1,589,493 Building $557,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 N County Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 255 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	648 units insured incl. 393 condo units
Nearby Flood Claims	59 (1978–2020)
Claims Outside the SFHA	36 of 59
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims Hurricane Irene, Oct 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4120 N County Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N County Rd

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