4120 Martin Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4120 Martin Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,583 sqft · built 1982
Lot Size	1.91 acres (83,292 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Mar 2023)
Tax Bill	$5,584 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`520-0140-00190`

Property Details

APN / Parcel Number

Primary APN	`520-0140-00190`
Alternative APNs	`1027426` `1145499`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,583 sqft Gross Area
1st Floor Area	1,128 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Metal
Construction Type	Frame
Lot Area	83,292 sqft (1.91 acres)
Garage Area	660 sqft

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1145499
Street Address	4120 MARTIN RD
City	DULUTH
State	MN
Zip	55803-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 19 AND 20 EX N 33 FT FOR ROAD SERIAL #
Legal Subdivision	INGLESIDE PARK
Legal Block	1
Legal Lot Number	19-20
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	2
Census Block	2023
Census Tract	10400

Owner

4120 Martin Rd is owned and occupied by two individuals who bought it in March 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4120 MARTIN RD, DULUTH, MN 55803-1240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Feb 17, 2023 · Amount on File
Deed Document Number	20231066663
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 13, 2023
Property Address	4120 MARTIN RD, DULUTH, MN 55803-1240
Document Number	0001066663
Instrument Date	Feb 17, 2023
Instrument	1066663
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4120 MARTIN RD, DULUTH, MN 55803-1240

Mortgage

Document Number	0001066664
Date	Mar 13, 2023
Instrument	1066664

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 24, 2017
Property Address	4120 MARTIN RD, DULUTH, MN 55803-1240
Document Number	000T983319
Instrument Date	Feb 23, 2017
Instrument	T983319
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4120 MARTIN RD DULUTH MN 558031240, DULUTH, MN 55803-1240

Tax Assessment & Valuation

The 2026 property tax bill for 4120 Martin Rd was $5,584, up 3.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,584.00 (+3.64%)
2025	$5,388.00 (+16.78%)	$419,000 (+0.07%) Land $46,200 Building $372,800	$419,000 (+0.07%) Land $46,200 Building $372,800
2024	$4,614.00	$418,700 Land $45,900 Building $372,800	$418,700 Land $45,900 Building $372,800
2022		$321,400 Land $43,700 Building $277,700	$321,400 Land $43,700 Building $277,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 Martin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Martin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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