4120 Malta Pl, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4120 Malta Pl, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,420 sqft · built 1962
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Oct 2026)
Deeds & Mortgages	Oct 2026 Sale Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-162-36`

Property Details

APN / Parcel Number

Primary APN	`099-162-36`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	14,375 sqft (0.33 acres)
Porch	Slab
Porch Area	200 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4120 MALTA PL
City	CHARLOTTE
State	NC
Zip	28215-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L4 BG M10-41
Legal Subdivision	OAK FOREST SEC 02A
Legal Block	G
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3001
Census Tract	1504

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4120 MALTA PL, CHARLOTTE, NC 28215-3311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer INVESTORS LAND TITLE, INVESTORS TITLE
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC
Apr 6, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Mar 20, 2026	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Mar 20, 2026 · Amount on Record
Deed Document Number	2026106377
Deed Book / Page	40759 / 45
Prior Transfer Date	Apr 1, 2013
Prior Transfer Doc	0000048931
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 2, 2026
Property Address	4120 MALTA PL, CHARLOTTE, NC 28215-3311
Document Number	0000106377
Book / Page	40759 / 45
Instrument Date	Sep 30, 2026
Instrument	2026106377
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Tax	$74,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4120 MALTA PL, CHARLOTTE, NC 28215-3311

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 1, 2026
Property Address	4120 MALTA PL, CHARLOTTE, NC 28215-3311
Document Number	0000094660
Book / Page	40689 / 814
Instrument Date	Aug 31, 2026
Instrument	202694660
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000094660,
Date	Sep 1, 2026
Book Page	40689/814
Instrument	202694660

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 6, 2026
Property Address	4120 MALTA PL, CHARLOTTE, NC 28215-3311
Document Number	0000034381
Book / Page	40322 / 876
Instrument Date	Apr 3, 2026
Instrument	202634381
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034381,
Date	Apr 6, 2026
Book Page	40322/876
Instrument	202634381

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 2, 2026

Interest

Rate	6%
Max Rate	-1%

March 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 20, 2026
Property Address	4120 MALTA PL, CHARLOTTE, NC 28215-3311
Document Number	0000028214
Book / Page	40282 / 935
Map Reference	MB 10 PG 41
Instrument Date	Mar 14, 2026
Instrument	2026028214
Transaction Type	Construction Loan
Record Updated	Apr 1, 2026
Title Company	BARRISTERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20052 KNOLLWOOD DR, SARATOGA, CA 95070-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 TORINGDON WAY STE 200, 200, CHARLOTTE, NC 28277-4650
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028215
Date	Mar 20, 2026
Instrument	2026028215

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000034381
Date	Apr 6, 2026
Book Page	40322/876
Instrument	2026034381

Lender

Name	TJS FLASH FUNDING LLC
Address	CHARLOTTE, NC 28223

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Oct 2, 2026

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$283,900 Land $70,000 Building $213,900	$283,900 Land $70,000 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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