4120 Main St, Trappe, MD 21673 Property Records

Talbot County property record for 4120 Main St, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,666 sqft · built 1900
Lot Size	0.677 acres (29,500 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Jun 2018)
Tax Bill	$2,692 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-105245`

Property Details

APN / Parcel Number

Primary APN	`03-105245`
Alternative APNs	`3105245` `105245`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,666 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,500 sqft (0.677 acres)
Lot Dimensions	250 ft deep x 118 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	105245
Street Address	4120 MAIN ST
City	TRAPPE
State	MD
Zip	21673-1869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 118X250 W/S MAIN ST TRAPPE
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	3
Census Block	3011
Census Tract	960900

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4120 MAIN ST, TRAPPE, MD 21673-1869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2018	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	Nov 30, 2015 · Amount on Record
Deed Book / Page	2540 / 252
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0023120360
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4120 MAIN ST, TRAPPE, MD 21673-1869
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028570423
Date	Jun 9, 2021
Book Page	2857/423

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 6, 2018
Property Address	4120 MAIN ST, TRAPPE, MD 21673-1869
Document Number	0025400252
Book / Page	2540 / 252
Instrument Date	Jun 4, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	VENTURE TITLE CO ANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 MAIN ST, TRAPPE, MD 21673-1869

Mortgage

Document Number	0002540258
Date	Jun 6, 2018
Instrument	2540/258

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Trappe Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,692.00 (+7.64%)	$217,300 (+6.87%) Land $71,200 Building $146,100	$217,300 (-) Land $71,200 Building $146,100
2025	$2,501.00 (+31.15%)	$203,333 (+15.93%)	$217,300 (+23.89%) Land $71,200 Building $146,100
2023	$1,907.00	$175,400 Land $71,200 Building $104,200	$175,400 Land $71,200 Building $104,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Easton Velocity.

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