4120 Indian River Dr E, Vero Beach, FL 32963 Property Records

Indian River County property record for 4120 Indian River Dr E, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,364 sqft · built 1961
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Company Names on Record
Last Sale	$1,830,000 (Apr 2026)
Tax Bill	$9,565 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-40-30-00003-0020-00002.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-30-00003-0020-00002.0`
Alternative APN	`57687`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,364 sqft Living Area
Gross Area	3,847 sqft
1st Floor Area	3,364 sqft
Flooring	Parquet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Concrete
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	144 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	483 sqft
Porch	Open Porch
Porch Area	374 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4120 INDIAN RIVER DR E
City	VERO BEACH
State	FL
Zip	32963-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	FLAG POINT SHORES SUB BLK 2 LOT 2 PBI 4-72
Legal Range	40E
Legal Township	32S
Legal Section	30
Legal Subdivision	FLAG POINT SHORES
Legal Block	2
Legal Lot Number	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2029
Census Tract	50505

Owner

Source: Indian River County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4120 INDIAN RIVER DR E, VERO BEACH, FL 32963-1409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 6, 2023	Deed of Trust, Mortgage · Balloon Mortgage 1826 US 1 LLC
Apr 21, 2023	Warranty Deed, Transfer RIOMAR TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	202618691
Deed Book / Page	3854 / 348
Prior Transfer Date	Oct 9, 1997
Prior Transfer Doc	1175001691
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 21, 2026
Property Address	4120 INDIAN RIVER DR E, VERO BEACH, FL 32963-1409
Document Number	0038540348
Book / Page	3854 / 348
Instrument Date	Apr 13, 2026
Instrument	2026.18691
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,293,810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4120 INDIAN RIVER DR E, VERO BEACH, FL 32963-1409

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4120 INDIAN RIVER DR E, VERO BEACH, FL 32963-1409
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TITLE PARTNERS OF FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 20TH ST 202, 202, VERO BEACH, FL 32960-2402

Mortgage

Document Number	0036651842
Date	Dec 6, 2023
Book Page	3665/1842
Instrument	3120230060291

Lender

Name	1826 US 1 LLC
Type	Non-Lending Institution
Address	VERO BEACH, FL 32960

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 21, 2023
Property Address	4120 INDIAN RIVER DR E, VERO BEACH, FL 32963-1409
Document Number	0036150778
Book / Page	3615 / 778
Map Reference	MB 4 PG 72
Instrument Date	Apr 12, 2023
Instrument	3120230019614
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2435 SE 179TH PL, SUMMERFIELD, FL 34491-7538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 INDIAN RIVER DR E, VERO BEACH, FL 32963-1409

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,565.00 (-38.3%) Homeowner's exemption	$623,412 (-36.85%)	$918,612 (-6.95%) Land $612,850 Building $305,762
2023	$15,503.00 (+253.39%)	$987,218 (+216.53%) Land $612,850 Building $374,368	$987,218 (+32.66%) Land $612,850 Building $374,368
2022	$4,387.00	$311,884	$744,179 Land $437,750 Building $306,429

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 479 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,484 units insured incl. 1,005 condo units
Nearby Flood Claims	160 (1979–2024)
Claims Outside the SFHA	112 of 160
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Frances, Sep 2004 · 126 claims Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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