4120 Emerson St, Riverside, CA 92506 Property Records

Riverside County property record for 4120 Emerson St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,491 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$465,000 (Apr 2006)
Tax Bill	$7,015 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-031-036`

Property Details

APN / Parcel Number

Primary APN	`225-031-036`
Alternative APN	`042000364`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	1,611 sqft
1st Floor Area	1,491 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	042000364
Street Address	4120 EMERSON ST
City	RIVERSIDE
State	CA
Zip	92506-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	POR LOT 11 MB 021/087 SMITH MC MAHAN SUB
Legal Subdivision	SMITH MC MAHAN SUB
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3012
Census Tract	31100

Owner

Source: Riverside County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4120 EMERSON ST, RIVERSIDE, CA 92506-2004
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Grant Deed, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
Nov 30, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 11, 2020	Grant Deed, Transfer WESTERN RESOURCES TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2006 · Amount on Record
Deed Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	2006255742
Last Transfer Date	Apr 12, 2013
Transfer Doc	0000215539
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 22, 2026
Property Address	4120 EMERSON ST, RIVERSIDE, CA 92506-2004
Document Number	0000121301
Instrument Date	Mar 18, 2026
Instrument	2026121301
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4120 EMERSON ST, RIVERSIDE, CA 92506-2004

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4120 EMERSON ST, RIVERSIDE, CA 92506-2004
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 EMERSON ST, RIVERSIDE, CA 92506-2004

Mortgage

Document Number	0000598915
Date	Nov 30, 2020
Instrument	2020-0598915

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	873 Months
Due	Aug 17, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4120 EMERSON ST, RIVERSIDE, CA 92506-2004
Document Number	0000598916
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	LAWYERS TITLE-IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 EMERSON ST RIVERSIDE CA 925062004, RIVERSIDE, CA 92506-2004

Mortgage

Document Number	0000598916
Date	Nov 30, 2020
Instrument	598916

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Nov 29, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.71%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 11, 2020
Property Address	4120 EMERSON ST, RIVERSIDE, CA 92506-2004
Document Number	0000114384
Instrument Date	Mar 3, 2020
Instrument	114384
Transaction Type	Transfer
Record Updated	Mar 30, 2020
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 EMERSON ST RIVERSIDE CA 925062004, RIVERSIDE, CA 92506-2004

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,240 (-) Land $174,228 Building $452,012
2025	$7,015.00 (+4.41%)	$626,240 (+11.09%) Land $170,812 Building $455,428
2024	$6,719.00 (+6.15%)
2023	$6,330.00 (+9.76%)	$563,731 Land $151,055 Building $412,676
2022	$5,767.00
2021			$483,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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