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4120 E Cynthia St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4120 E Cynthia St, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,848 sqft · built 2018
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Apr 2024)
Tax Bill$2,325 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN313-21-571

Property Details

APN / Parcel Number

Primary APN313-21-571

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,000 sqft (0.137 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4120 E CYNTHIA ST
CityGILBERT
StateAZ
Zip85295-0240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOLEY STATION PARCELS 10 AND 17 PHASE 2 MCR 1233-11
Legal Range06E
Legal Township01S
Legal Section36
Legal SubdivisionCOOLEY STATION PARCELS 10 AND 17 PHASE 2
Legal Phase2
Legal Lot Number371
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1004
Census Tract815601

Owner

Source: Maricopa County records · APN 313-21-571

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1446 E ARIS DR, GILBERT, AZ 85298-0932
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Jun 27, 2019Grant Deed, Construction Loan
SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
Jun 27, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 28, 2017Loan Modification, Mortgage
M&T BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2024 · Amount on Record
Deed SaleApr 10, 2024 · Amount on Record
Prior SaleJun 27, 2019 · Amount on Record
Deed Document Number20240185713
Record UpdatedJun 08, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 10, 2024
Property Address4120 E CYNTHIA ST, GILBERT, AZ 85295-0240
Document Number0000185713
Map ReferenceMB 1233 PG 11
Instrument DateMar 27, 2024
Instrument20240185713
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4120 E CYNTHIA ST, GILBERT, AZ 85295-0240

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1446 E ARIS DR, GILBERT, AZ 85298-0932

Mortgage

Document Number0000185714
DateApr 10, 2024
Instrument20240185714
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4120 E CYNTHIA ST, GILBERT, AZ 85295-0240
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyEMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 E CYNTHIA ST, GILBERT, AZ 85295-0240

Mortgage

Document Number0000922692
DateSep 29, 2020
Instrument20200922692
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

June 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateJun 27, 2019
Property Address4120 E CYNTHIA ST, GILBERT, AZ 85295-0240
Document Number0000485513
Instrument DateJun 25, 2019
Instrument485513
Transaction TypeConstruction Loan
Record UpdatedJul 02, 2019
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$121.08
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 27, 2019
Property Address4120 E CYNTHIA ST, GILBERT, AZ 85295-0240
Document Number0000485514
Map ReferenceMB 1233 PG 11
Instrument DateJun 25, 2019
Instrument20190485514
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9140 S KYRENE RD # RD202, 9140, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 E CYNTHIA ST, GILBERT, AZ 85295-0240

Mortgage

Document Number0000485515
DateJun 27, 2019
Instrument20190485515
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARICOPA AZ
Recording DateDec 28, 2017
Property Address4120 E CYNTHIA ST, GILBERT, AZ 85295-0240
Instrument DateDec 15, 2017
Instrument963115
Transaction TypeMortgage
Record UpdatedJan 08, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number0000963115
DateDec 28, 2017
Instrument963115
Lender
NameM&T BK
TypeBank
Address1630 S STAPLEY DR # 106, MESA, AZ 85204-6658
Agreement
AmountAmount Recorded
Term36 Months
DueDec 27, 2020

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$47,800 (-5.59%)$478,000 (-5.59%) Land $95,600 Building $382,400
2025$2,325.00 (+12.97%)
2024$50,630$506,300 Land $101,200 Building $405,100
2023$2,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes

Wildfire

Wildfire RiskLow
above 35% of the US · above 28% of Arizona
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 730 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
Cox CommunicationsFiber2,000 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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