4120 E Cotton Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4120 E Cotton Ct, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,427 sqft · built 2008
Lot Size	0.176 acres (7,709 sqft)
Owner	Individual Name on File
Last Sale	$373,990 (May 2008)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-12-568`

Property Details

APN / Parcel Number

Primary APN	`313-12-568`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,427 sqft Living Area
1st Floor Area	1,587 sqft
2nd Floor Area	1,840 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,709 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4120 E COTTON CT
City	GILBERT
State	AZ
Zip	85234-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	HIGHLAND GROVES AT MORRISON RANCH MCR 715-18
Legal Range	06E
Legal Township	01S
Legal Section	12
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	HIGHLAND GROVES AT MORRISON RANCH
Legal Lot Number	203
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1025
Census Tract	422623

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4120 E COTTON CT, GILBERT, AZ 85234-7706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2008 · Amount on Record
Deed Sale	May 19, 2008 · Amount on Record
Prior Sale	Aug 8, 2007 · Amount on Record
Deed Document Number	20080442269
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4120 E COTTON CT, GILBERT, AZ 85234-7706
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 E COTTON CT, GILBERT, AZ 85234-7706

Mortgage

Document Number	0000702561
Date	Sep 9, 2022
Instrument	20220702561

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4120 E COTTON CT, GILBERT, AZ 85234-7706
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 E COTTON CT, GILBERT, AZ 85234-7706

Mortgage

Document Number	0000262467
Date	Mar 9, 2021
Instrument	20210262467

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,580 (-0.07%)	$585,800 (-0.07%) Land $117,100 Building $468,700
2025	$2,870.00 (+3.54%)
2024		$58,620	$586,200 Land $117,200 Building $469,000
2023	$2,772.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Cotton Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures