4120 E 1175 S, Geneva, IN 46740 Property Records

Adams County property record for 4120 E 1175 S, Geneva, IN 46740

Property Summary

Property Type	Rural Home
Details	6 bd · 2 ba · 2,940 sqft · built 1988
Lot Size	26.6 acres (1,160,787 sqft)
Owner	Individual Name on File
Last Sale	$165,800 (Sep 2017)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit May 2020 Refinance + 5 more
Flood Zone	Zone A (high risk)
APN	`01-12-32-300-004.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-32-300-004.000-006`
Alternative APNs	`01608000002370` `00687153756`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
1st Floor Area	2,940 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	1,260 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,160,787 sqft (26.6 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	532 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00687153756
Street Address	4120 E 1175 S
City	GENEVA
State	IN
Zip	46740-9121
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW PT SW SEC 32 (26.648A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5045
Census Tract	30700

Owner

Source: Adams County records · APN 01-12-32-300-004.000-006

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4120 E 1175 S, GENEVA, IN 46740-9121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
May 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Aug 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Feb 05, 2021	Deed of Trust, Mortgage · ARM FIRST BANK OF BERNE
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Sep 06, 2017	Warranty Deed, Transfer · ARM FIRST BANK OF BERNE
Sep 06, 2017	Warranty Deed, Transfer · Closed-End Mortgage BANK OF GENEVA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2017 · Amount on Record
Deed Sale	Sep 06, 2017 · Amount on Record
Prior Sale	Sep 06, 2017 · Amount on Record
Deed Document Number	20173302
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	2017003300
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4120 E 1175 S, GENEVA, IN 46740-9121
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001493
Date	Apr 24, 2018
Instrument	2018001493

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Type Change Date	Apr 25, 2028

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4120 E 1175 S, GENEVA, IN 46740-9121
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002221
Date	May 13, 2020
Instrument	2020002221

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jun 01, 2021

Interest

Rate	5.24%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4120 E 1175 S, GENEVA, IN 46740-9121
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003149
Date	Aug 21, 2019
Instrument	2019003149

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Sep 01, 2020

Interest

Rate	4.9%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4120 E 1175 S, GENEVA, IN 46740-9121
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000764
Date	Feb 05, 2021
Instrument	2021000764

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 15, 2026
Index	5-Year CMT
Margin	4

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4120 E 1175 S, GENEVA, IN 46740-9121
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002246
Date	Apr 26, 2021
Instrument	2021002246

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2031

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 06, 2017
Property Address	4120 E 1175 S, GENEVA, IN 46740-9121
Document Number	2017003302
Instrument Date	Sep 01, 2017
Instrument	2017003302
Transaction Type	Transfer
Record Updated	Jun 09, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4120 E 1175 S, GENEVA, IN 46740-9121

Mortgage

Document Number	2017003303
Date	Sep 06, 2017
Instrument	2017003303

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2022
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9.49%
Index	5-Year CMT
Margin	4
Max Rate	9.49%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 06, 2017
Property Address	4120 E 1175 S, GENEVA, IN 46740-9121
Document Number	2017003300
Instrument Date	Aug 24, 2017
Instrument	2017003300
Transaction Type	Transfer
Record Updated	Jun 09, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4211 E 1175 S, GENEVA, IN 46740-9097

Mortgage

Document Number	2017003301
Date	Sep 06, 2017
Instrument	2017003301

Lender

Name	BANK OF GENEVA
Type	Bank
Address	GENEVA, IN 46740

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00 (-0.88%) Homeowner's exemption	$263,200 (+9.26%) Land $53,900 Building $209,300	$263,200 (+9.26%) Land $53,900 Building $209,300
2024	$2,373.00 (+1.24%)
2023	$2,344.00 (+6.98%)	$240,900 (+3.93%) Land $50,400 Building $190,500	$240,900 (+3.93%) Land $50,400 Building $190,500
2022	$2,191.00 (+79.15%)	$231,800 Land $44,100 Building $187,700	$231,800 Land $44,100 Building $187,700
2020	$1,223.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 19, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Ridge Telephone Company Fixed Wireless	100 / 20
Wabash Mutual Telephone Company Fixed Wireless	10 / 1

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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