4120 E 10th St, Des Moines, IA 50313 Property Records

Polk County property record for 4120 E 10th St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1959
Lot Size	0.224 acres (9,765 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Nov 2020)
Tax Bill	$3,648 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7924-23-404-014`

Property Details

APN / Parcel Number

Primary APN	`7924-23-404-014`
Alternative APN	`110/04174-024-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,765 sqft (0.224 acres)
Lot Dimensions	155 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	28 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4120 E 10TH ST
City	DES MOINES
State	IA
Zip	50313-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 PARK FAIR HEIGHTS PLAT 2
Legal Range	24W
Legal Township	79N
Legal Section	23
Legal Subdivision	PARK FAIR HEIGHTS PLAT 2
Legal Lot Number	5
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1001
Census Tract	400

Owner

4120 E 10th St is owned and occupied by two individuals who bought it in November 2020.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4120 E 10TH ST, DES MOINES, IA 50313-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage FIDELITY BK
Nov 24, 2020	Warranty Deed, Transfer NOT AVAILABLE
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAB INV CO INC 401K PLAN
Jun 23, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 27, 2019	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Jul 17, 2017	Warranty Deed, Transfer · Conventional with PMI MARINE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	2020-00059946
Deed Book / Page	18212 / 664
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4120 E 10TH ST, DES MOINES, IA 50313-3808
Document Number	0000059948
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4120 E 10TH ST DES MOINES IA 503133808, DES MOINES, IA 50313-3808

Mortgage

Document Number	0000059948
Date	Nov 24, 2020
Book Page	018212/000668
Instrument	59948

Lender

Name	FIDELITY BK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 24, 2020
Property Address	4120 E 10TH ST, DES MOINES, IA 50313-3808
Document Number	0000059946
Book / Page	018212 / 000664
Instrument Date	Nov 20, 2020
Instrument	59946
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 E 10TH ST DES MOINES IA 503133808, DES MOINES, IA 50313-3808

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4120 E 10TH ST, DES MOINES, IA 50313-3808
Document Number	0000103420
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 E 10TH ST DES MOINES IA 503133808, DES MOINES, IA 50313-3808

Mortgage

Document Number	0000103420
Date	Jun 3, 2020
Book Page	017866/000143
Instrument	103420

Lender

Name	LAB INV CO INC 401K PLAN
Address	328 5TH ST, WEST DES MOINES, IA 50265-4632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Jun 23, 2020
Property Address	4120 E 10TH ST, DES MOINES, IA 50313-3808
Document Number	0000111219
Book / Page	017904 / 000079
Instrument Date	May 18, 2020
Instrument	111219
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14983 ROSEWOOD DR CLIVE IA 503257837, CLIVE, IA 50325-7837

December 2019: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	POLK IA
Recording Date	Dec 27, 2019
Property Address	4120 E 10TH ST, DES MOINES, IA 50313-3808
Document Number	0000057141
Book / Page	017645 / 000586
Instrument Date	Dec 10, 2019
Instrument	57141
Transaction Type	Foreclosure
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	811 MONITOR ST LA CROSSE WI 546033188, LA CROSSE, WI 54603-3188

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 17, 2017
Property Address	4120 E 10TH ST, DES MOINES, IA 50313-3808
Document Number	0000004598
Book / Page	016567 / 000038
Instrument Date	Jun 21, 2017
Instrument	4598
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 E 10TH ST DES MOINES IA 503133808, DES MOINES, IA 50313-3808

Mortgage

Document Number	4600
Date	Jul 17, 2017
Book Page	016567/000042
Instrument	4600

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.74%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,300 Land $34,700 Building $172,600	$207,300 Land $34,700 Building $172,600
2024	$3,648.00
2023		$181,700 Land $30,100 Building $151,600	$181,700 Land $30,100 Building $151,600
2020	$3,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 E 10th St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	23 (1984–2026)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2018 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Jun 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4120 E 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink, T-Mobile.

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