4120 Draper Rd, Jackson, MI 49203 Property Records

Jackson County property record for 4120 Draper Rd, Jackson, MI 49203

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1963
Lot Size0.269 acres (11,718 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Jun 2019)
Tax Bill$2,063 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jul 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN415-13-23-228-020-00

Property Details

APN / Parcel Number

Primary APN415-13-23-228-020-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialWood Siding
Lot Area11,718 sqft (0.269 acres)
Lot Dimensions130 ft deep x 90 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4120 DRAPER RD
CityJACKSON
StateMI
Zip49203-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionLOT 20 ROCKEFELLER HEIGHTS
Legal SubdivisionROCKEFELLER HEIGHTS
Legal Lot Number20
Legal Unit20
JurisdictionJACKSON MI
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1000
Census Tract5100

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4120 DRAPER RD, JACKSON, MI 49203-5404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 7, 2023Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
GABRIELS COMMUNITY CU
Jun 7, 2021Intrafamily Transfer, Transfer
Jun 24, 2019Warranty Deed, Transfer · Conventional Mortgage
SIMPLE HM LNDG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Deed Document Number20192826012
Deed Book / Page2143 / 924
Last Transfer DateMay 24, 2021
Transfer Doc0002885552
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address4120 DRAPER RD, JACKSON, MI 49203-5404
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 DRAPER RD, JACKSON, MI 49203-5404

Mortgage

Document Number0002997412
DateJan 13, 2026
Book Page2275/719
Instrument2997412
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueAug 1, 2053

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateJul 7, 2023
Property Address4120 DRAPER RD, JACKSON, MI 49203-5404
Document Number0002941205
Book / Page2232 / 414
Map ReferenceLB 21 PG 30
Instrument DateJun 30, 2023
Instrument2941205
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyNOT AVAILABLE, AT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,447.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1122 COOPER ST, JACKSON, MI 49202-2339

Mortgage

Document Number0002941206
DateJul 7, 2023
Instrument2941206
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address4120 DRAPER RD, JACKSON, MI 49203-5404
Transaction TypeMortgage
Record UpdatedJul 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002882961
DateMay 5, 2021
Book Page2187/671
Instrument2882961
Lender
NameGABRIELS COMMUNITY CU
TypeCredit Union
AddressLANSING, MI 48912
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MI
Recording DateJun 7, 2021
Property Address4120 DRAPER RD, JACKSON, MI 49203-5404
Document Number0002885552
Book / Page2189 / 662
Map ReferenceLB 21 PG 30
Instrument DateMay 24, 2021
Instrument2885552
Transaction TypeTransfer
Record UpdatedAug 6, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4120 DRAPER RD, JACKSON, MI 49203-5404

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateJun 24, 2019
Property Address4120 DRAPER RD, JACKSON, MI 49203-5404
Document Number0002826012
Book / Page002143 / 000924
Instrument DateJun 19, 2019
Instrument2826012
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 7TH ST MICHIGAN CENTER MI 492541311, MICHIGAN CENTER, MI 49254-1311

Mortgage

Document Number2826013
DateJun 24, 2019
Book Page002143/000925
Instrument2826013
Lender
NameSIMPLE HM LNDG LLC
AddressSHELBY TOWNSHIP, MI 48315
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionSummit Township
Unified School DistrictVandercook Lake Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,200 (+4.91%)$192,400 (+4.91%)
2025$2,063.00 (-33.19%)$91,700 (+77.03%)$183,400 (+77.03%)
2024$3,088.00 (+55.65%)
2023$51,800$103,600
2020$1,984.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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