4120 Cypress Rd, Saint Ann, MO 63074 Property Records

St. Louis County property record for 4120 Cypress Rd, Saint Ann, MO 63074

Property Summary

Property TypeApartments (5+ Units)
Details4 bd · 2 ba · 1,560 sqft · built 1960
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Dec 1997)
Tax Bill$3,547 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12M-34-1393

Property Details

APN / Parcel Number

Primary APN12M-34-1393

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions61 ft deep x 46 ft wide
View / LotHighway
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4120 CYPRESS RD
CitySAINT ANN
StateMO
Zip63074-1504
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code72R1
Legal DescriptionHOLIDAY ESTATE LOT PT 1 & CRYSTAL AVE VAC PT (4151-358)
Legal SubdivisionHOLIDAY ESTATE
Legal Lot Number1
JurisdictionST LOUIS MO
Township / Civil DivisionAIRPORT
Census Block Group2
Census Block2012
Census Tract213301

Owner

4120 Cypress Rd, a residential property, is owned by two individuals who bought it in December 1997.

Source: St. Louis County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3202 SMILEY RD, BRIDGETON, MO 63044-3044
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 1997 · Amount on File
Deed SaleDec 24, 1997 · Amount on File
Deed Document Number199790
Deed Book / Page1399 / 2562
Prior Transfer DateDec 12, 1997
Prior Transfer Doc0000000090
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address4120 CYPRESS RD, SAINT ANN, MO 63074-1504
Transaction TypeMortgage
Record UpdatedJan 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3202 SMILEY RD, BRIDGETON, MO 63044-3044

Mortgage

Document Number0244050082
DateMar 8, 2021
Book Page24405/82
Instrument2021030800620
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54901
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4120 Cypress Rd was $3,547, up 24.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalitySt. Ann City
Unified School DistrictPattonville R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,280 (-) Land $4,980 Building $35,300$212,000 (-) Land $26,200 Building $185,800
2025$3,547.00 (+24.67%)$40,280 Land $4,980 Building $35,300$212,000 Land $26,200 Building $185,800
2024$2,845.00 (+1.43%)
2023$2,805.00$30,310 Land $2,870 Building $27,440$159,500 Land $15,100 Building $144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4120 Cypress Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4120 Cypress Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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