Orange County property record for 4120 Covington St, Orlando, FL 32811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,035 sqft · built 1964 |
| Lot Size | 0.175 acres (7,644 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,000 (Feb 2013) |
| Tax Bill | $3,322 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-29-7403-05-120 |
| Primary APN | 05-23-29-7403-05-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| Gross Area | 1,324 sqft |
| 1st Floor Area | 1,035 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,644 sqft (0.175 acres) |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Convection |
| Heating Fuel | Electric |
| Street Address | 4120 COVINGTON ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32811-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 10809-7735 RECORDED WITHOUT PROPERTY DESC--RICHMOND HEIGHTS UNIT TWO Y/130 LOT 12 BLK 5 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | RICHMOND HGTS UT 2 |
| Legal Tract | 7403 |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Legal Unit | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 14605 |
4120 Covington St is owned by two individuals who acquired it in September 2014.
Source: Orange County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9121 LAKE LOTTA CIR, GOTHA, FL 34734-5042 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2013 · Amount on File |
| Deed Sale | Feb 15, 2013 · Amount on File |
| Prior Sale | Feb 11, 2013 |
| Deed Document Number | 201392763 |
| Deed Book / Page | 10523 / 2163 |
| Last Transfer Date | Sep 24, 2014 |
| Transfer Doc | 0000486714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 28, 2026 |
| Property Address | 4120 COVINGTON ST, ORLANDO, FL 32811-5027 |
| Document Number | 0000417493 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026417493 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 9121 LAKE LOTTA CIR, GOTHA, FL 34734-5042 |
| Investor | Possibly a Property Investor |
| Document Number | 0000417493, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 2026417493 |
| Name | EQUITY TRUST COMPANY |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Balloon |
|---|---|
| Rate | 6.49% |
| Initial Type | Balloon |
| Max Rate | -1% |
The 2025 property tax bill for 4120 Covington St was $3,322, up 567.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,460 (+3.45%) Land $70,000 Building $108,460 | $178,460 (+3.45%) Land $70,000 Building $108,460 | |
| 2025 | $3,322.00 (+567.07%) Homeowner's exemption | $172,510 Land $60,000 Building $112,510 | $172,510 Land $60,000 Building $112,510 |
| 2024 | $498.00 (+14.22%) | ||
| 2023 | $436.00 (+5.31%) Homeowner's exemption | $42,660 (+3%) | $156,647 (+24.13%) Land $60,000 Building $96,647 |
| 2022 | $414.00 Homeowner's exemption | $41,417 | $126,192 Land $50,000 Building $76,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4120 Covington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4120 Covington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile.
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