Lake County property record for 4120 Cloud St, Clermont, FL 34714 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,400 sqft Living Area |
| Lot Size | 218,042 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $402,000 (2012) |
| Tax Bill | $5,642.00 (2024) |
| Primary APN | 08-24-25-0003-000-04000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 4,650 sqft Gross Area |
| 1st Floor | 2,400 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 218,042 sqft (5 acres) |
| Parking Spaces | 26 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,800 sqft Garage |
| Pool Area | 360 sqft Pool |
| Deck Area | Deck Area |
| Porch Area | 769 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2948302 |
|---|---|
| Street Address | 4120 CLOUD ST |
| City | CLERMONT |
| State | FL |
| Zip | 34714-7177 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FROM SE COR OF W 1/2 OF SW 1/4 RUN N 88-29-41 W ALONG S LINE OF SAID W 1/2 A DIST OF 759.54 FT N 02-26-21 E 225.55 FT N 02-20-50 E 370.94 FT TO POB CONT N 02-20-50 E 220.0 FT N 87-38-29 E 517.64 FT N 54-11-24 E 250.0 FT TO A POINT 20 FT W AT RIGHT AN |
| Legal Range | 25E |
| Legal Township | 24S |
| Legal Section | 8 |
| Legal Quarter | 3 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0003 |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | GROVELAND-MASCOTTE |
| Census Blockgroup | 1 |
| Census Block | 1076 |
| Census Tract | 31202 |
Source: Lake County records · APN 08-24-25-0003-000-04000
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4120 CLOUD ST, CLERMONT, FL 34714-7177 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF CENTRAL FLORIDA |
| Feb 25, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2012 · Amount on Record |
| Deed Sale | Sep 04, 2012 · Amount on Record |
| Prior Sale | Feb 16, 2005 · Amount on Record |
| Deed Doc Number | 201291390 |
| Deed Book / Page | 4207 / 2202 |
| Last Transfer Date | Aug 06, 2013 |
| Transfer Doc | 0043701880 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4120 CLOUD ST, CLERMONT, FL 34714-7177 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4120 CLOUD ST, CLERMONT, FL 34714-7177 |
| Document Number | 0066061237 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 6606/1237 |
| Instrument | 2025121040 |
| Name | BANK OF CENTRAL FLORIDA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 25, 2021 |
| Property Address | 4120 CLOUD ST, CLERMONT, FL 34714-7177 |
| Document Number | 0056501498 |
| Book / Page | 5650 / 1498 |
| Instrument Date | Dec 07, 2020 |
| Instrument | 2021025955 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4120 CLOUD ST, CLERMONT, FL 34714-7177 |
| Document Number | 0056501506 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 5650/1506 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,080 (+2.9%) | $553,700 (-0.76%) Land $124,750 Building $428,950 | |
| 2025 | $420,880 (+5.99%) Land $124,750 Building $296,130 | $557,945 (+0.15%) Land $124,750 Building $433,195 | |
| 2024 | $5,642.00 (+5.6%) | ||
| 2023 | $5,343.00 (+5.55%) Homeowner's exemption | $397,110 (+3%) | $557,129 (+26.64%) Land $124,750 Building $432,379 |
| 2022 | $5,062.00 Homeowner's exemption | $385,550 | $439,932 Land $58,270 Building $381,662 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Very High above 93% of the US · above 87% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 96 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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