4120 Central Ave, San Francisco, CA 94117 Property Records

San Francisco City property record for 4120 Central Ave, San Francisco, CA 94117

Property Summary

Property Type	Apartments (5+ Units)
Details	2 ba · 3,400 sqft · built 1900
Lot Size	0.001 acres (20 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Dec 2025)
Tax Bill	$992 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2025 Mortgage + 1 more
APN	`1207-020`

Property Details

APN / Parcel Number

Primary APN	`1207-020`

Interior

Full Baths	2 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,400 sqft Living Area
1st Floor Area	3,400 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	20 sqft (0.001 acres)

Location & Zoning

Street Address	412 CENTRAL AVE
City	SAN FRANCISCO
State	CA
Zip	94117-2023
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RH3
Legal Subdivision	PORTION OF WESTERN ADDITION
Legal Block	1207
Legal Lot Number	20
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	WESTERN ADDITION-BUENA VISTA-EUREKA VALLEY
Census Block Group	1
Census Block	1005
Census Tract	16500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Golden Gate Park listed 2004 · 133 contributing resources · NRIS 04001137

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 CENTRAL AVE, SAN FRANCISCO, CA 94117-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage SUSAN MCHAN
Dec 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Deed Document Number	2025106697
Prior Transfer Date	Nov 27, 2022
Prior Transfer Doc	0000108408
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Dec 16, 2025
Property Address	412 CENTRAL AVE # 414, 414, SAN FRANCISCO, CA 94117-2023
Document Number	0000106697
Instrument Date	Dec 14, 2025
Instrument	2025106697
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$12,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	412 CENTRAL AVE # 414, 414, SAN FRANCISCO, CA 94117-2023

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	412 CENTRAL AVE # 414, 414, SAN FRANCISCO, CA 94117-2023
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CENTRAL AVE 414, 414, SAN FRANCISCO, CA 94117-2023

Mortgage

Document Number	0000087546
Date	Oct 20, 2025
Instrument	2025087546

Lender

Name	SUSAN MCHAN
Type	Private Party
Address	24032 OAK KNOLL CIR, LOS ALTOS HILLS, CA 94022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN FRANCISCO CA
Recording Date	Dec 1, 2022
Property Address	412-414 CENTRAL AVE, SAN FRANCISCO, CA 94117
Document Number	0000108408
Instrument Date	Nov 27, 2022
Instrument	2022108408
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 CENTRAL AVE # 414, 414, SAN FRANCISCO, CA 94117-2023

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$76,005 (+2%) Land $37,879 Building $38,126
2025	$992.00 (+12.22%)	$74,514 (+4.03%) Land $37,136 Building $37,378
2024	$884.00 (+1.38%)
2023	$872.00 (+1.87%) Homeowner's exemption	$71,624 Land $35,696 Building $35,928
2022	$856.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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