4120 Big Water E Rd, Sparta, GA 31087 Property Records

Hancock County property record for 4120 Big Water E Rd, Sparta, GA 31087 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1988
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2018)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006C 001`

Property Details

APN / Parcel Number

Primary APN	`006C 001`
Alternative APN	`1466`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Heated Area
1st Floor Area	1,344 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	640 sqft
Deck Area	32 sqft
Patio Area	144 sqft
Utility Building	90 sqft
Boat Access	Boat Access
Boat House	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1466
Street Address	4120 BIG WATER EAST RD
City	SPARTA
State	GA
Zip	31087-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BWE LT 27 & 26-A
Legal Subdivision	BIG WATER EAST
Legal Lot Number	26,27
Jurisdiction	HANCOCK GA
Township / Civil Division	DEVEREUX
Census Block Group	1
Census Block	1069
Census Tract	480300

Owner

Source: Hancock County records · APN 006C 001

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4120 BIG WATER EAST RD, SPARTA, GA 31087-5738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer
Oct 24, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 30, 2025	Deed of Trust, Mortgage CITIZENS BANK
Nov 26, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	Jul 08, 2005 · Amount on Record
Deed Document Number	2018609
Deed Book / Page	525 / 263
Prior Transfer Date	Apr 06, 2005
Prior Transfer Doc	000278/137
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK GA
Recording Date	Jun 26, 2026
Property Address	4120 BIG WATER EAST RD, SPARTA, GA 31087-5738
Document Number	0641000260
Book / Page	641 / 260
Instrument Date	Jun 25, 2026
Transaction Type	Transfer
Record Updated	Aug 03, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 HIGHWAY 186, GOOD HOPE, GA 30641-2264

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK GA
Property Address	4120 BIG WATER EAST RD, SPARTA, GA 31087-5738
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 BIG WATER EAST RD, SPARTA, GA 31087-5738

Mortgage

Document Number	0000000617/0000000317
Date	Oct 24, 2024
Book Page	0000000617/0000000317

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2049

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK GA
Property Address	4120 BIG WATER EAST RD, SPARTA, GA 31087-5738
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 BIG WATER EAST RD, SPARTA, GA 31087-5738

Mortgage

Document Number	0000000630/0000000090
Date	Sep 30, 2025
Book Page	0000000630/0000000090
Instrument	D2025-001402

Lender

Name	CITIZENS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK GA
Recording Date	Nov 26, 2018
Property Address	4120 BIG WATER EAST RD, SPARTA, GA 31087-5738
Document Number	000525/263
Book / Page	525 / 263
Instrument Date	Nov 26, 2018
Instrument	2018-000609
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 FARIST LN, ELLIJAY, GA 30536-6236

Mortgage

Document Number	0000000525/0000000265
Date	Nov 30, 2018
Book Page	0000000525/0000000265
Instrument	001727

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hancock County
Unified School District	Hancock County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,265.00 (+13.96%) Homeowner's exemption	$90,836 (+0.82%) Land $40,000 Building $50,836	$227,091 (+0.82%) Land $100,000 Building $127,091
2023	$2,865.00 (-0.49%) Homeowner's exemption	$90,099 (-) Land $40,000 Building $50,099	$225,247 (-) Land $100,000 Building $125,247
2022	$2,879.00 Homeowner's exemption	$90,099 Land $40,000 Building $50,099	$225,247 Land $100,000 Building $125,247

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (13141C), updated January 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131414803001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Big Water E Rd

Nearby Streets

All Sparta, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures