4120 Alt Rd, Pacific, MO 63069 Property Records

Franklin County property record for 4120 Alt Rd, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,711 sqft · built 1971
Lot Size	27.9 acres (1,215,324 sqft)
Owner	Individual Name on File
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-7-26.0-0-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`08-7-26.0-0-000-006.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,711 sqft Living Area
1st Floor Area	7,700 sqft

Exterior

Year Built	Built 1971
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	1,215,324 sqft (27.9 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	200 sqft
Lean-To	760 sqft
Utility Building	1,200 sqft

Location & Zoning

Street Address	4120 ALT RD
City	PACIFIC
State	MO
Zip	63069-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	PT NE NW
Legal Range	02E
Legal Township	44
Legal Section	26
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1084
Census Tract	800102

Owner

4120 Alt Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	4120 ALT RD, PACIFIC, MO 63069-2327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023
Deed Sale	Aug 17, 2023
Prior Sale	Jan 13, 2011
Deed Document Number	2309579
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 17, 2023
Property Address	4120 ALT RD, PACIFIC, MO 63069-2327
Document Number	0002309579
Map Reference	BK 273 PG 96
Instrument Date	Aug 15, 2023
Instrument	2309579
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17336 SPOONVILLE DR, WILDWOOD, MO 63025-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 ALT RD, PACIFIC, MO 63069-2327

Mortgage

Document Number	0002309580
Date	Aug 17, 2023
Instrument	2309580

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4120 ALT RD, PACIFIC, MO 63069-2327
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002108647
Date	May 10, 2021
Instrument	2108647

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4120 ALT RD, PACIFIC, MO 63069-2327
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002102780
Date	Feb 12, 2021
Instrument	2102780

Lender

Name	NEIGHBORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 11, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4120 Alt Rd was $2,679.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,679.00	$34,766	$193,020 Land $22,260 Building $170,760
2023	$2,215.00 (+5.78%)	$31,203 (-3.64%)	$176,050 Land $21,260 Building $154,790
2022	$2,094.00	$32,382
2021			$187,210 Land $21,260 Building $165,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 Alt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Alt Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Bays-ET Highspeed Fixed Wireless	100 / 10
Brown Dog Networks Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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