4120 9th St, Des Moines, IA 50313 Property Records

Polk County property record for 4120 9th St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,504 sqft · built 1953
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2026)
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070/02597-000-000`

Property Details

APN / Parcel Number

Primary APN	`070/02597-000-000`
Alternative APN	`792422329015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	904 sqft
Basement Area	904 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Metal Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4120 9TH ST
City	DES MOINES
State	IA
Zip	50313-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 MC WILLIAMS PLACE PLAT 2
Legal Subdivision	MC WILLIAMS PLACE PLAT 2
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2000
Census Tract	600

Owner

4120 9th St is owned and occupied by an individual who bought it in October 2026.

Source: Polk County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4120 9TH ST, DES MOINES, IA 50313-3310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Conventional Mortgage AFFINITY CREDIT UNION
Sep 18, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NEIGHBORHOOD FINANCE CORP
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP
Sep 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage NEIGHBORHOOD FINANCE CORP
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Prior Sale	Jan 31, 2006 · Amount on File
Deed Document Number	202661585
Deed Book / Page	20680 / 253
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 6, 2026
Property Address	4120 9TH ST, DES MOINES, IA 50313-3310
Document Number	0000061585
Book / Page	20680 / 253
Instrument Date	Sep 30, 2026
Instrument	202661585
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,431.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 9TH ST, DES MOINES, IA 50313-3310

Mortgage

Document Number	0000061586,
Date	Oct 6, 2026
Instrument	202661586

Lender

Name	AFFINITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4120 9TH ST, DES MOINES, IA 50313-3310
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 9TH ST, DES MOINES, IA 50313-3310

Mortgage

Document Number	0000031647
Date	Sep 18, 2020
Book Page	18073/937
Instrument	2020-00031647

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2025

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4120 9TH ST, DES MOINES, IA 50313-3310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 9TH ST, DES MOINES, IA 50313-3310

Mortgage

Document Number	0000031646
Date	Sep 18, 2020
Book Page	18073/931
Instrument	2020-00031646

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4120 9TH ST, DES MOINES, IA 50313-3310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 9TH ST, DES MOINES, IA 50313-3310

Mortgage

Document Number	0000032347
Date	Sep 21, 2020
Book Page	18077/72
Instrument	2020-00032347

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2025

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4120 9TH ST, DES MOINES, IA 50313-3310
Document Number	0000051993
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4120 9TH ST DES MOINES IA 503133310, DES MOINES, IA 50313-3310

Mortgage

Document Number	0000051993
Date	Dec 10, 2019
Book Page	017622/000291
Instrument	51993

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 9, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4120 9th St was $2,346.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,346.00	$170,600 Land $32,500 Building $138,100	$170,600 Land $32,500 Building $138,100
2024	$2,346.00
2023		$149,200 Land $28,000 Building $121,200	$149,200 Land $28,000 Building $121,200
2020	$3,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 9th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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