4120 2nd Ave SE, Naples, FL 34117 Property Records

Collier County property record for 4120 2nd Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,238 sqft · built 2004
Lot Size	1.13 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Mar 2023)
Tax Bill	$2,521 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`350500 138 24D05`

Property Details

APN / Parcel Number

Primary APN	`350500 138 24D05`
Alternative APNs	`4087228000507790013824` `40872280005`

Interior

Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4120 2ND AVE SE
City	NAPLES
State	FL
Zip	34117-9015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 80 E 75FT OF W 150FT OF TR 138 OR 1617 PG 1430
Legal Range	28
Legal Township	49
Legal Section	5
Legal Subdivision	GOLDEN GATE EST UNIT 80
Legal Tract	138
Legal Block	2
Legal Lot Number	2
Legal Unit	80
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2006
Census Tract	10428

Owner

4120 2nd Ave SE is owned and occupied by an individual who bought it in March 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4120 2ND AVE SE, NAPLES, FL 34117-9015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Balloon Mortgage NARO HOLDINGS LLC
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 13, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 26, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on File
Deed Sale	Mar 2, 2023 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Document Number	20236369967
Deed Book / Page	6220 / 2153
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 2, 2023
Property Address	4120 2ND AVE SE, NAPLES, FL 34117-9015
Document Number	0062202153
Book / Page	6220 / 2153
Map Reference	MB 5 PG 18
Instrument Date	Feb 24, 2023
Instrument	6369967
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3380 58TH AVE NE, NAPLES, FL 34120-2400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 2ND AVE SE, NAPLES, FL 34117-9015

Mortgage

Document Number	0062202155
Date	Mar 2, 2023
Instrument	6220/2155

Lender

Name	NARO HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2028

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4120 2ND AVE SE, NAPLES, FL 34117-9015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 2ND AVE SE, NAPLES, FL 34117-9015

Mortgage

Document Number	0058233890
Date	Oct 1, 2020
Book Page	5823/3890
Instrument	5931537

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 13, 2019
Property Address	4120 2ND AVE SE, NAPLES, FL 34117-9015
Document Number	0057052596
Book / Page	5705 / 2596
Map Reference	MB 5 PG 18
Instrument Date	Nov 25, 2019
Instrument	5802869
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FLORIDA HOMETOWN T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4041 2ND AVE SE, 4041, NAPLES, FL 34117-9014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 2ND AVE SE, NAPLES, FL 34117-9015

Mortgage

Document Number	0057052598
Date	Dec 13, 2019
Instrument	5705/2598

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4120 2ND AVE SE, NAPLES, FL 34117-9015
Document Number	0054321696
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4120 2ND AVE SE NAPLES FL 341179015, NAPLES, FL 34117-9015

Mortgage

Document Number	0054321696
Date	Sep 18, 2017
Book Page	005432/001696
Instrument	5449000

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Sep 17, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.6%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4120 2ND AVE SE, NAPLES, FL 34117-9015
Document Number	0054321680
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4120 2ND AVE SE NAPLES FL 341179015, NAPLES, FL 34117-9015

Mortgage

Document Number	0054321680
Date	Sep 18, 2017
Book Page	005432/001680
Instrument	5448999

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Sep 17, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

The 2025 property tax bill for 4120 2nd Ave SE was $2,521.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,100 (-6.5%) Land $30,780 Building $170,320	$201,100 (-6.5%) Land $30,780 Building $170,320
2025	$2,521.00	$215,074 Land $31,920 Building $183,154	$215,074 Land $31,920 Building $183,154
2023	$2,141.00 (-2.1%) Homeowner's exemption	$223,096 (+2.18%) Land $30,780 Building $192,316	$223,096 (+2.18%) Land $30,780 Building $192,316
2022	$2,187.00 Homeowner's exemption	$218,339 Land $37,107 Building $181,232	$218,339 Land $37,107 Building $181,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 2nd Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 2nd Ave SE is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 2nd Ave SE

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