Cook County property record for 4120 149th St, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,318 sqft · built 1953 |
| Lot Size | 0.263 acres (11,457 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Jan 2021) |
| Tax Bill | $5,676 (2023) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-10-407-043 |
| Primary APN | 28-10-407-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,457 sqft (0.263 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4120 149TH ST |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-3311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MIDLOTHIAN)(GARDENS) SUB SEC 10-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 10 |
| Legal Subdivision | MIDLOTHIAN GARDENS |
| Legal Block | 11 |
| Legal Lot Number | 5,6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 824701 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4120 149TH ST, MIDLOTHIAN, IL 60445-3311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 4, 2021 | Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Deed Document Number | 202140212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 4120 149TH ST, MIDLOTHIAN, IL 60445-3311 |
| Document Number | 0000020334 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202620334 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4120 149TH ST, MIDLOTHIAN, IL 60445-3311 |
| Document Number | 0000020334, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202620334 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 1, 2026 |
| Property Address | 4120 149TH ST, MIDLOTHIAN, IL 60445-3311 |
| Document Number | 0000030094 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202630094 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 4120 149TH ST, MIDLOTHIAN, IL 60445-3311 |
| Document Number | 0000030094, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202630094 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4120 149TH ST, MIDLOTHIAN, IL 60445-3311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007407348 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2207407348 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 4, 2021 |
| Property Address | 4120 149TH ST, MIDLOTHIAN, IL 60445-3311 |
| Document Number | 2100440212 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 440212 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1337N COLORADO ST HOBART IN 46342, HOBART, IN 46342 |
| Document Number | 2100440213 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 440213 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2051 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,000 (+22.57%) Land $4,010 Building $10,990 | $150,000 (+22.57%) Land $40,100 Building $109,900 | |
| 2023 | $5,676.00 (-1.27%) | ||
| 2022 | $5,749.00 | $12,238 Land $3,437 Building $8,801 | $122,380 Land $34,370 Building $88,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 71 (1979–2026) |
| Claims Outside the SFHA | 17 of 71 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
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