412 Windsor Spring Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 412 Windsor Spring Dr, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,436 sqft · built 1962
Lot Size0.236 acres (10,271 sqft)
OwnerCompany Name on Record
Last Sale$365,000 (Aug 2004)
Tax Bill$7,486 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN25N-34-0315

Property Details

APN / Parcel Number

Primary APN25N-34-0315

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,436 sqft Living Area
Gross Area3,078 sqft
1st Floor Area1,218 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area10,271 sqft (0.236 acres)
Lot Dimensions79 ft deep x 79 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area760 sqft
PorchEnclosed Frame Porch
Porch Area180 sqft
Patio Area35 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address412 WINDSOR SPRING DR
CitySAINT LOUIS
StateMO
Zip63122-7127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD
Legal DescriptionWINDSOR SPRING ESTATES ADDITION LOT 16
Legal SubdivisionWINDSOR SPRING ESTATES ADDITION
Legal Lot Number16
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group1
Census Block1006
Census Tract221100

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address412 WINDSOR SPRING DR, SAINT LOUIS, MO 63122-7127
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2004 · Amount on Record
Deed SaleAug 16, 2004 · Amount on Record
Deed Document Number2004858
Deed Book / Page16036 / 1109
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address412 WINDSOR SPRING DR, SAINT LOUIS, MO 63122-7127
Document Number0229521294
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedApr 12, 2018
Title CompanyALLIANCE TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 WINDSOR SPRING DR KIRKWOOD MO 631227127, KIRKWOOD, MO 63122-7127

Mortgage

Document Number0229521294
DateMar 23, 2018
Book Page022952/001294
Instrument276
Lender
NameBUSEY BK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
AmountAmount Recorded
Term360 Months
DueMar 22, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalitySunset Hills City
Unified School DistrictLindbergh School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,180 (-) Land $33,520 Building $73,660$564,100 (-) Land $176,400 Building $387,700
2025$7,486.00 (+13.1%)$107,180 (+15.78%) Land $33,520 Building $73,660$564,100 (+15.78%) Land $176,400 Building $387,700
2024$6,619.00 (+0.21%)
2023$6,605.00$92,570 Land $30,150 Building $62,420$487,200 Land $158,700 Building $328,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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