Oakland County property record for 412 Willits St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,500 sqft · built 1865 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (May 2011) |
| Tax Bill | $7,842 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-376-044 |
| Primary APN | 08-19-25-376-044 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,180 sqft |
| Unfinished Basement | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 243 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 63 sqft |
| Patio Area | 314 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 412 WILLITS ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 WILLIT'S NORTHERN ADD LOT 48 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | WILLIT'S NORTHERN ADD |
| Legal Lot Number | 48 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 152600 |
412 Willits St is owned and occupied by two individuals who bought it in May 2011.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 WILLITS ST, BIRMINGHAM, MI 48009-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2011 · Amount on File |
| Deed Sale | May 13, 2011 · Amount on File |
| Prior Sale | Aug 4, 2010 · Amount on File |
| Deed Document Number | 201196476 |
| Deed Book / Page | 43064 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 412 WILLITS ST, BIRMINGHAM, MI 48009-3310 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 412 WILLITS ST, BIRMINGHAM, MI 48009-3310 |
| Document Number | 0000199885 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 56705/308 |
| Instrument | 199885 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 412 WILLITS ST, BIRMINGHAM, MI 48009-3310 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000132384 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 52078/00043 |
| Instrument | 132384 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 412 Willits St was $7,842 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,842.00 (-9.78%) Homeowner's exemption | $356,230 | $712,460 |
| 2024 | $8,692.00 | ||
| 2023 | $311,800 | $623,600 | |
| 2021 | $7,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Willits St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 38 units insured incl. 28 condo units |
| Nearby Flood Claims | 4 (1981–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Willits St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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