412 Williamsburg Rd, Washington, NC 27889 Property Records

Beaufort County property record for 412 Williamsburg Rd, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1975
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (May 2017)
Tax Bill	$1,743 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5666-48-4936`

Property Details

APN / Parcel Number

Primary APN	`5666-48-4936`
Alternative APN	`40385`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	412 WILLIAMSBURG RD
City	WASHINGTON
State	NC
Zip	27889-9087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT #77 TRANTERS CREEK
Legal Subdivision	TRANTERS CREEK
Legal Lot Number	77
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2052
Census Tract	930200

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 WILLIAMSBURG RD, WASHINGTON, NC 27889-9087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2017 · Amount on Record
Deed Sale	May 7, 2017 · Amount on Record
Prior Sale	Feb 1, 1988 · Amount on Record
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT NC
Recording Date	Nov 17, 2023
Property Address	412 WILLIAMSBURG RD, WASHINGTON, NC 27889-9087
Document Number	002154/242
Book / Page	2154 / 242
Map Reference	MB 20 PG 17
Instrument Date	Nov 14, 2023
Instrument	2023005494
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 CLAYTON ST, WASHINGTON, NC 27889-9311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WILLIAMSBURG RD, WASHINGTON, NC 27889-9087

Mortgage

Document Number	2023005495
Date	Nov 17, 2023
Instrument	2023005495

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.15%
Max Rate At Change	9.15%
Index	5-Year TN
Max Rate	13.1%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,743.00 (+23.53%)	$282,663 (+64.34%) Land $22,440 Building $260,223
2025			$282,663 (+64.34%) Land $22,440 Building $260,223
2023	$1,411.00	$171,996 Land $36,410 Building $135,586
2018			$171,996 Land $36,410 Building $135,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	45 (1996–2018)
Claims Outside the SFHA	5 of 45
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 14 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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