412 Williams St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 412 Williams St, Cincinnati, OH 45215

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,744 sqft · built 1934
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2023)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`641-0015-0015-00`

Property Details

APN / Parcel Number

Primary APN	`641-0015-0015-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	976 sqft
2nd Floor Area	768 sqft
Upper Floors Area	768 sqft
Basement Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	89.3 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	412 WILLIAMS ST
City	CINCINNATI
State	OH
Zip	45215-4608
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	412 WILLIAMS ST 70 X 89.31 IRR LOTS 2 - 3 R F MARSHALL SUB PARS 15 - 16 CONS
Legal Subdivision	MARSHALL SUB
Legal Lot Number	2-3
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2033
Census Tract	27400

Owner

412 Williams St, a residential property, is owned and occupied by an individual who bought it in October 2023.

Source: Hamilton County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	412 WILLIAMS ST, CINCINNATI, OH 45215-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Oct 11, 2023	Affidavit of Death of Joint Tenant, Transfer
Oct 12, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Deed Document Number	202372747
Deed Book / Page	15020 / 604
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	0000072746
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 14, 2026
Property Address	412 WILLIAMS ST, CINCINNATI, OH 45215-4608
Document Number	0000075649
Book / Page	15749 / 1488
Instrument Date	Jun 24, 2026
Instrument	202675649
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WILLIAMS ST, CINCINNATI, OH 45215-4608

Mortgage

Document Number	0000075649,
Date	Sep 14, 2026
Book Page	15749/1488
Instrument	202675649

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 12, 2023
Property Address	412 WILLIAMS ST, CINCINNATI, OH 45215-4608
Document Number	0000072747
Book / Page	15020 / 604
Map Reference	MB 19 PG 31
Instrument Date	Oct 6, 2023
Instrument	2023-0072747
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WILLIAMS ST, CINCINNATI, OH 45215-4608

Mortgage

Document Number	0000072748
Date	Oct 12, 2023
Instrument	2023-0072748

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000072749
Date	Oct 12, 2023
Book Page	15020/626
Instrument	2023-0072749

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2023
Property Address	412 WILLIAMS ST, CINCINNATI, OH 45215-4608
Document Number	0000072601
Book / Page	15019 / 1811
Map Reference	MB 19 PG 31
Instrument Date	Oct 6, 2023
Instrument	2023-0072601
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Oct 12, 2023
Property Address	412 WILLIAMS ST, CINCINNATI, OH 45215-4608
Document Number	0000072746
Book / Page	15020 / 600
Map Reference	MB 19 PG 31
Instrument Date	Oct 6, 2023
Instrument	2023-0072746
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 412 Williams St was $1,075, down 0.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00 (-0.56%)	$19,286 (+0.01%) Land $3,490 Building $15,796	$55,100 Land $9,970 Building $45,130
2024	$1,081.00	$19,284 (-) Land $3,489 Building $15,795
2023	$1,081.00 (-5.75%)	$19,284 (+17.43%) Land $3,489 Building $15,795	$55,100 Land $9,970 Building $45,130
2022	$1,147.00 Homeowner's exemption	$16,422 Land $3,059 Building $13,363
2020			$46,920 Land $8,740 Building $38,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 Williams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Williams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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