412 Whispering Wind Rd, Hancock, MD 21750 Property Records

Washington County property record for 412 Whispering Wind Rd, Hancock, MD 21750

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,092 sqft · built 2006
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2016)
Tax Bill	$1,765 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-023890`

Property Details

APN / Parcel Number

Primary APN	`05-023890`
Alternative APN	`023890`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	023890
Street Address	412 WHISPERING WIND RD
City	HANCOCK
State	MD
Zip	21750-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 11 0.413 ACRES 412 WHISPERING WIND RD MOUNTAIN VIEW ESTATES
Legal Subdivision	MOUNTAIN VIEW ESTATES
Legal Lot Number	11
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	4
Census Block	4004
Census Tract	10700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 WHISPERING WIND RD, HANCOCK, MD 21750-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2016 · Amount on Record
Deed Sale	Sep 28, 2016 · Amount on Record
Prior Sale	Apr 22, 2016 · Amount on Record
Deed Book / Page	5331 / 302
Prior Transfer Date	Feb 16, 2016
Prior Transfer Doc	0052080322
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Jul 13, 2026
Property Address	412 WHISPERING WIND RD, HANCOCK, MD 21750-1003
Document Number	7967000279
Book / Page	7967 / 279
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WHISPERING WIND RD, HANCOCK, MD 21750-1003

Mortgage

Document Number	7967000279,
Date	Jul 13, 2026
Book Page	7967/279

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,765.00 (+5.69%) Homeowner's exemption	$227,500 (+9.89%) Land $38,000 Building $189,500	$227,500 (-) Land $38,000 Building $189,500
2025	$1,670.00 (+11.11%) Homeowner's exemption	$207,033 (+24.64%)	$227,500 (+36.97%) Land $38,000 Building $189,500
2023	$1,503.00 Homeowner's exemption	$166,100 Land $38,000 Building $128,100	$166,100 Land $38,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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