Lincoln County property record for 412 Westridge Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Oct 2012 Mortgage Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-90-32-000-000-002.044 |
| Primary APN | 15-90-32-000-000-002.044 |
|---|
| Lot Area | 34,412 sqft (0.79 acres) |
|---|
| Street Address | 412 WESTRIDGE DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 WESTBOROUGH ESTATES PLAT 1 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 32 |
| Legal Subdivision | WESTBOROUGH ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 810203 |
412 Westridge Dr, a single family home, is owned by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 FALLON PKWY, SAINT PETERS, MO 63376-7780 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE |
| Jan 26, 2026 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 412 WESTRIDGE DR, TROY, MO 63379-4463 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02275/0419 |
|---|---|
| Date | Oct 31, 2012 |
| Book Page | 2275/0419 |
| Instrument | 20120100005 |
| Name | BANK OF OLD MONROE |
|---|---|
| Address | OLD MONROE, MO 63369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 26, 2026 |
| Property Address | 412 WESTRIDGE DR, TROY, MO 63379-4463 |
| Document Number | 002517/827 |
| Book / Page | 2517 / 827 |
| Map Reference | MB 13 PG 21 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026000717 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 192 N LINCOLN DR, TROY, MO 63379-1362 |
| Name | Verified Name |
|---|---|
| Address | 313 FALLON PKWY, SAINT PETERS, MO 63376-7780 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $9,500 (-) Land $9,500 | |
| 2025 | $9,500 Land $9,500 | $50,000 Land $50,000 |
| 2023 | $7,600 Land $7,600 | $40,000 Land $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Westridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Westridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Systec Wireless Communications, Verizon.
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