McLeod County property record for 412 Westgate Dr, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 809 sqft · built 1985 |
| Lot Size | 0.247 acres (10,764 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,412 (Aug 2025) |
| Tax Bill | $2,520 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.110.0220 |
| Primary APN | 21.110.0220 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 809 sqft Total Area |
| 1st Floor Area | 760 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,764 sqft (0.247 acres) |
| Lot Dimensions | 82 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 412 WESTGATE DR |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-6519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTGATE LOT-008 BLOCK-002 |
| Legal Subdivision | WESTGATE |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950100 |
Source: McLeod County records · APN 21.110.0220
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 WESTGATE DR, WINSTED, MN 55395-6519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Deed Document Number | 20251799765 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Aug 29, 2025 |
| Property Address | 412 WESTGATE DR, WINSTED, MN 55395-6519 |
| Document Number | 0000474129 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 474129 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2025 |
| Title Company | AVENUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $763.66 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 412 WESTGATE DR, WINSTED, MN 55395-6519 |
| Document Number | 0000474130 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 474130 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
Source: McLeod County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,520.00 (+31.39%) Homeowner's exemption | ||
| 2025 | $189,900 (+5.79%) Land $44,100 Building $145,800 | $189,900 (+5.79%) Land $44,100 Building $145,800 | |
| 2024 | $179,500 (+6.02%) Land $44,100 Building $135,400 | $179,500 (+6.02%) Land $44,100 Building $135,400 | |
| 2022 | $169,300 Land $41,900 Building $127,400 | $169,300 Land $41,900 Building $127,400 | |
| 2019 | $1,918.00 |
Source: FEMA National Flood Hazard Layer as of January 23, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 218 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Winsted serves 2,226 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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