412 Water St E, Cannon Falls, MN 55009 Property Records

Goodhue County property record for 412 Water St E, Cannon Falls, MN 55009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,066 sqft · built 1973
Lot Size	0.41 acres (17,932 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2010)
Tax Bill	$5,114 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`52.140.0400`

Property Details

APN / Parcel Number

Primary APN	`52.140.0400`
Alternative APN	`39447`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	2,714 sqft
Basement Area	1,066 sqft
Finished Basement	725 sqft
Unfinished Basement	341 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,932 sqft (0.41 acres)
Lot Width	80 ft Width
Driveway	Driveway

Exterior Amenities

Porch	Porch
Porch Area	624 sqft
Deck Area	42 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	39447
Street Address	412 WATER ST E
City	CANNON FALLS
State	MN
Zip	55009-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANNON FALLS CITY ADD DOC#602728 LOTS 6 AND 7 BLK 61 ID# 2-0140-03100
Legal Subdivision	CANNON FALLS CITY ADD
Legal Block	61
Legal Lot Number	6-7
Jurisdiction	GOODHUE MN
Township / Civil Division	CANNON FALLS
Census Block Group	3
Census Block	3017
Census Tract	80600

Owner

Source: Goodhue County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 WATER ST E, CANNON FALLS, MN 55009-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2010 · Amount on Record
Deed Sale	Jun 2, 2010 · Amount on Record
Prior Sale	Aug 18, 2008 · Amount on Record
Deed Document Number	201021968
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	412 WATER ST E, CANNON FALLS, MN 55009-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WATER ST E, CANNON FALLS, MN 55009-1641

Mortgage

Document Number	668727
Date	Oct 26, 2020
Instrument	668727

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Dec 14, 2025

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Cannon Falls City
Unified School District	Cannon Falls Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,114.00 (+20.5%) Homeowner's exemption	$393,500 (+12.75%) Land $109,600 Building $283,900	$393,500 (+12.75%) Land $109,600 Building $283,900
2025		$349,000 (+9.85%) Land $95,000 Building $254,000	$349,000 (+9.85%) Land $95,000 Building $254,000
2023	$4,244.00 Homeowner's exemption	$317,700 Land $75,000 Building $242,700	$317,700 Land $75,000 Building $242,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2012–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cannon Falls serves 4,237 people · EPA ID MN1250001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Southeast MN Wifi Fixed Wireless	300 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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