412 Washington St, Ramona, CA 92065 Property Records

San Diego County property record for 412 Washington St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,966 sqft Living Area
Lot Size3.26 acres
OccupancyOwner Occupied
Last Sale$165,000 (1996)
Tax Bill$3,112.00 (2025)

Owner

Source: San Diego County records · APN 279-120-44-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address412 WASHINGTON ST, RAMONA, CA 92065-7631
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 30, 1996 · Amount on Record
Deed SaleMay 30, 1996 · Amount on Record
Prior SaleApr 10, 1995 · Amount on Record
Deed Doc Number1996272335
Last Transfer DateMar 13, 2011
Transfer Doc0000135216
Record RefreshedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 WASHINGTON ST, RAMONA, CA 92065-7631
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000401682
DateSep 26, 2018
Instrument2018-0401682
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressBILLINGS, MT 59107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 17, 2048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 WASHINGTON ST, RAMONA, CA 92065-7631
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 WASHINGTON ST, RAMONA, CA 92065-7631

Mortgage

Document Number0000749388
DateNov 25, 2020
Instrument2020-0749388
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$281,084 (+2%) Land $110,726 Building $170,358
2025$3,112.00 (+11.14%) Homeowner's exemption$275,573 (+4.04%) Land $108,555 Building $167,018
2023$2,800.00 (-4.96%) Homeowner's exemption$264,875 Land $104,341 Building $160,534
2022$2,946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 84% of California
Wildfire LikelihoodAbout 1 in 51 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN279-120-44-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,966 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Roof MaterialComposition Shingle Roof
Lot Area142,006 sqft
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage

Location & Zoning

Street Address412 WASHINGTON ST
CityRAMONA
StateCA
Zip92065-7631
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 342 W 1/3 OF SEQ OF TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block342
Legal Lot Number342
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1035
Census Tract20807

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