412 Washington Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 412 Washington Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 1956
Lot Size	0.203 acres (8,830 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2025)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	May 2014 Mortgage Dec 2018 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`0039710000`

Property Details

APN / Parcel Number

Primary APN	`0039710000`
Alternative APN	`0000397100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,830 sqft (0.203 acres)
Lot Dimensions	149 ft deep x 68 ft wide
Garage Type	Mixed
Garage Area	1,368 sqft
Porch	Slab
Porch Area	60 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	412 WASHINGTON AVE
City	SHELDON
State	IA
Zip	51201-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADDITION LOTS 20-21-22 EXC N 85 BLK 73
Legal Subdivision	FIFTH ADDITION TO THE CITY OF SHELDON
Legal Block	73
Legal Lot Number	20-22
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	3
Census Block	3019
Census Tract	490300

Owner

412 Washington Ave is owned and occupied by two individuals who bought it in November 2025.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2014	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Oct 30, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK
Nov 19, 2025	Warranty Deed, Transfer
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Oct 30, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK
Nov 30, 2007	Special Warranty Deed, Transfer · ARM CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	20252543
Record Updated	Oct 29, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201401290
Date	May 12, 2014
Instrument	2014-01290

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 9, 2021

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802831
Date	Dec 26, 2018
Instrument	2018-02831

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 17, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001151
Date	May 15, 2020
Instrument	2020-01151

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700366
Date	Feb 24, 2017
Instrument	2017-00366

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902458
Date	Oct 30, 2019
Instrument	2019-02458

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	85 Months
Due	Nov 10, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Nov 19, 2025
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Document Number	0020252543
Instrument Date	Nov 12, 2025
Instrument	2025-2543
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700366
Date	Feb 24, 2017
Instrument	2017-00366

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902458
Date	Oct 30, 2019
Instrument	2019-02458

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	85 Months
Due	Nov 10, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802831
Date	Dec 26, 2018
Instrument	2018-02831

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 17, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001151
Date	May 15, 2020
Instrument	2020-01151

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 20, 2019
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Document Number	0201901124
Instrument Date	May 14, 2019
Instrument	2019-01124
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729

Mortgage

Document Number	0201901125
Date	May 20, 2019
Instrument	2019-01125

Lender

Name	BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

November 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Nov 30, 2007
Property Address	412 WASHINGTON AVE, SHELDON, IA 51201-1729
Document Number	0200702992
Instrument Date	Nov 13, 2007
Instrument	2007-02992
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 W AVE, SHELDON, IA 51201

Mortgage

Document Number	0020072993
Date	Nov 30, 2007
Instrument	2007-2993

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2012
Change Frequency	5 Years
Min Rate At Change	6.25%
Index	5-Year CMT
Margin	3
Max Rate	13%

Mortgage

Document Number	0200702994
Date	Nov 30, 2007
Instrument	2007-02994

Lender

Name	SHELDON CHAMBER & DEVELOPMENT CORP
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	14 Months
Due	Jan 4, 2009

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 412 Washington Ave was $3,362 with a homeowner's exemption, up 6.8% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (+6.8%) Homeowner's exemption	$231,220 Land $21,550 Building $209,670	$231,220 Land $21,550 Building $209,670
2024	$3,148.00
2023		$201,290 (+40.14%) Land $19,230 Building $182,060	$201,290 Land $19,230 Building $182,060
2022	$2,390.00 Homeowner's exemption	$143,630 Land $16,580 Building $127,050
2021			$143,630 Land $16,580 Building $127,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Washington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Washington Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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