412 Warner St, Colo, IA 50056 Property Records

Story County property record for 412 Warner St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,528 sqft · built 1910
Lot Size0.17 acres (7,400 sqft)
OwnerIndividual Name on File
Tax Bill$3,378 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-220-325

Property Details

APN / Parcel Number

Primary APN12-08-220-325

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,528 sqft Living Area
1st Floor Area720 sqft
Basement Area912 sqft
Unfinished Basement939 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,400 sqft (0.17 acres)
Lot Dimensions80 ft deep x 92.5 ft wide
Garage TypeAttached
Garage Area892 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area132 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address412 WARNER ST
CityCOLO
StateIA
Zip50056-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionO T LOTS 12 13 & 14 & E1/2 LOT 15 BLK 4
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionORIGINAL TOWN
Legal Block4
Legal Lot Number12-15
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3009
Census Tract10200

Owner

412 Warner St is owned and occupied by an individual.

Source: Story County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address412 WARNER ST, COLO, IA 50056-1001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address412 WARNER ST, COLO, IA 50056-1001
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202008277
DateJul 24, 2020
Instrument2020-08277
Lender
NameSTATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 412 Warner St was $3,378 with a homeowner's exemption, up 1.4% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,378.00 (+1.38%) Homeowner's exemption$210,900 Land $28,100 Building $182,800$210,900 Land $28,100 Building $182,800
2024$3,332.00
2023$193,900 Land $22,800 Building $171,100$193,900 Land $22,800 Building $171,100
2022$3,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Warner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Warner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Warner St

Nearby Streets

Search Property Records by Address or Parcel Number