412 Walnut Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 412 Walnut Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,702 sqft · built 1954
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Apr 2024)
Tax Bill	$15,380 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00470-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00470-0000-00005`
Alternative APNs	`030047000005` `5314005`

Interior

Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	5314005
Street Address	412 WALNUT AVE
City	CRANFORD
State	NJ
Zip	07016-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PROPERTY/BUILDERS CORPORATION/
Legal Block	470
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3016
Census Tract	37400

Owner

412 Walnut Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 WALNUT AVE, CRANFORD, NJ 07016-2910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 5, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Mar 5, 2020 · Amount on File
Deed Document Number	202436874
Deed Book / Page	6541 / 2710
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 9, 2024
Property Address	412 WALNUT AVE, CRANFORD, NJ 07016-2910
Document Number	0065412710
Book / Page	6541 / 2710
Instrument Date	Feb 26, 2024
Instrument	36874
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3102 GALINDO CIR, MELBOURNE, FL 32940-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WALNUT AVE, CRANFORD, NJ 07016-2910
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063624
Date	Apr 9, 2024
Instrument	63624

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	412 WALNUT AVE, CRANFORD, NJ 07016-2910
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	NOT AVAILABLE, PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149702652
Date	May 24, 2021
Book Page	14970/2652
Instrument	12791

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 5, 2020
Property Address	412 WALNUT AVE, CRANFORD, NJ 07016-2910
Document Number	0063620436
Book / Page	006362 / 000436
Instrument Date	Feb 5, 2020
Instrument	322780
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 WALNUT AVE CRANFORD NJ 070162910, CRANFORD, NJ 07016-2910

Mortgage

Document Number	146610179
Date	Mar 5, 2020
Book Page	014661/000179
Instrument	687981

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 Walnut Ave was $15,380, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,200 (-) Land $73,000 Building $139,200	$212,200 (-) Land $73,000 Building $139,200
2025	$15,380.00 (+6.92%)	$212,200 Land $73,000 Building $139,200	$212,200 Land $73,000 Building $139,200
2024	$14,385.00
2023		$196,800 Land $73,000 Building $123,800	$196,800 Land $73,000 Building $123,800
2022	$13,012.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 Walnut Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Walnut Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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