Madison County property record for 412 W Walnut St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,488 sqft |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Apr 2022) |
| Tax Bill | $848 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Apr 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0016-0011 |
| Primary APN | R007-0016-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 74169 |
|---|---|
| Street Address | 412 W WALNUT ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 |
| Legal Subdivision | BRONSTON |
| Legal Lot Number | 19 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10602 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 113 STIRLING LN, VERSAILLES, KY 40383-9270 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 2, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES EXCHANGE BANK (STANTON KY |
| Apr 11, 2022 | Deed, Transfer · Line of Credit S JAMES MISCHNER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Deed Document Number | 2014086047 |
| Deed Book / Page | D821 / 366 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 412 W WALNUT ST, RICHMOND, KY 40475-1452 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M2376/25 |
|---|---|
| Date | May 2, 2025 |
| Book Page | M2376/25 |
| Instrument | 2014258512 |
| Name | PEOPLES EXCHANGE BANK (STANTON KY |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 11, 2022 |
| Property Address | 412 W WALNUT ST, RICHMOND, KY 40475-1452 |
| Document Number | 00D821/366 |
| Book / Page | D821 / 366 |
| Map Reference | MB 39 PG 191 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2014086047 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4374 EDINBRIDGE CIR, SARASOTA, FL 34235-2256 |
| Name | Verified Name |
|---|---|
| Address | 1312 MOULTRIE CT, LEXINGTON, KY 40513-1942 |
| Investor | Possibly a Property Investor |
| Document Number | 2014086048 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2014086048 |
| Name | S JAMES MISCHNER |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Sep 30, 2022 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 (+74.85%) Additional exemption filed | $90,000 (+8%) | $90,000 (+8%) |
| 2023 | $485.00 (+66.67%) | $50,000 (+66.67%) | $50,000 (+66.67%) |
| 2022 | $291.00 | $30,000 | $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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