412 W Main St, Durand, IL 61024 Property Records

Winnebago County property record for 412 W Main St, Durand, IL 61024

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Mar 2026)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-353-001`

Property Details

APN / Parcel Number

Primary APN	`05-10-353-001`
Alternative APNs	`510353001` `334C270`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	334C270
Street Address	412 W MAIN ST
City	DURAND
State	IL
Zip	61024-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF DURAND LOT 006 BLOCK 051
Legal Subdivision	TOWN/DURAND
Legal Block	051
Legal Lot Number	006
Jurisdiction	WINNEBAGO IL
Township / Civil Division	DURAND
Census Block Group	2
Census Block	2011
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	412 W MAIN ST, DURAND, IL 61024-9584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Oct 23, 2018	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Jan 12, 2018	Grant Deed, Construction Loan · Construction Mortgage DURAND ST BK
Mar 27, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	20265363
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 4, 2026
Property Address	412 W MAIN ST, DURAND, IL 61024-9584
Document Number	0000005363
Map Reference	PB 37 PG 470
Instrument Date	Feb 26, 2026
Instrument	2605363
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W MAIN ST, DURAND, IL 61024-9584

Mortgage

Document Number	0000005364
Date	Mar 4, 2026
Instrument	2605364

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

Mortgage

Document Number	0000005365
Date	Mar 4, 2026
Instrument	2605365

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 23, 2018
Property Address	412 W MAIN ST, DURAND, IL 61024-9584
Document Number	0001030813
Instrument Date	Sep 12, 2018
Instrument	1030813
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W MAIN ST DURAND IL 61024, DURAND, IL 61024

Mortgage

Document Number	1030815
Date	Oct 23, 2018
Instrument	1030815

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	1030814,
Date	Oct 23, 2018
Instrument	1030814

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate	5.62%

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 12, 2018
Property Address	412 W MAIN ST, DURAND, IL 61024-9584
Document Number	0001001294
Instrument Date	Dec 20, 2017
Instrument	1001294
Transaction Type	Construction Loan
Record Updated	Feb 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13596 PATTERSON RD DURAND IL 610249511, DURAND, IL 61024-9511

Mortgage

Document Number	1001295
Date	Jan 12, 2018
Instrument	1001295

Lender

Name	DURAND ST BK
Type	Bank
Address	DURAND, IL 61024-9005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 11, 2019

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 27, 2017
Property Address	412 W MAIN ST, DURAND, IL 61024-9584
Document Number	0001009376
Instrument Date	Mar 22, 2017
Instrument	1009376
Transaction Type	Foreclosure
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 BURR RIDGE PKWY BURR RIDGE IL 605276486, BURR RIDGE, IL 60527-6486

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,666.00	$42,621 (+46.28%) Land $4,342 Building $38,279	$127,863 (+46.28%) Land $13,026 Building $114,837
2022	Homeowner's exemption	$29,136 Land $2,998 Building $26,138	$87,408 Land $8,994 Building $78,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURAND serves 1,427 people · EPA ID IL2010100
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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